Home Loan Advisor – External Production

🔥 50 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $16 / hour

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Golden 1 Credit Union

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1933

🏦 Banking

💸 Finance

Banking • Finance

Golden 1 Credit Union is a member-owned credit union headquartered in Sacramento, California. It provides retail and business banking and a wide range of consumer financial services, including multiple checking and savings options, term certificates and IRAs, mortgages and home equity products, auto and personal loans, credit cards, investing and wealth services, and insurance and protection options. The credit union emphasizes online and mobile banking tools, member rewards and cashback programs, financial education, community grants and scholarships, and partnerships (for example with the Golden 1 Center/Sacramento Kings).

📋 Description

• Proactively solicit new residential mortgage loans to meet established loan quality and production goals. • Develop and maintain a strong network of business relationships to ensure a recurring source for mortgage loan referrals. • Originate mortgage loans from self-sourced business and personal relationships by maintaining exceptional service levels and administering a lead management system. • Discuss mortgage product options via phone, email or in person with prospective and current borrowers. • Assist the member with an appropriate product selection, lock request and provide applicable disclosures as required by law. • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance. • Manage mortgage loan pipeline closely to ensure loans are attended to promptly, efficiently and accurately. • Oversee the loan process from origination to close and provide on-going communication to applicants. • Work closely with the mortgage resource center and operations staff to ensure the mortgage loan is being moved along in accordance with the credit union standards.

🎯 Requirements

• High school diploma or equivalent work experience or four year college degree preferred. • Minimum five years in a mortgage related function with at least two years of generating self-sourced business. • Exceptional member service skills. • Strong credit and general financial analysis. • Current working knowledge of the mortgage industry. • Excellent ability to collect and report information on market conditions including competitive product and service offerings. • Understanding of the secondary market including governmental programs. • Strong oral and written communication skills. • Develop and maintain advisory and consultative home loan skills. • Working knowledge of office equipment and intermediate computer skills including excel.