AI Product Shipper – Payments

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟠 Senior

🔴 Lead

🤖 Artificial Intelligence

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Nymbus

WebsiteLinkedInAll Job Openings

201 - 500 employees

🏦 Banking

💳 Fintech

☁️ SaaS

Banking • Fintech • SaaS

Nymbus is a technology company that provides modern banking solutions tailored for banks and credit unions. It offers a robust core banking platform that facilitates the launch of digital banking services and retail strategies, enabling institutions to innovate rapidly while ensuring compliance and operational efficiency. Through its suite of services, including onboarding, digital banking tools, and managed services, Nymbus empowers financial institutions to enhance customer experience and drive growth in a competitive landscape.

📋 Description

• The AI Product Builder — Payments will help define and build the next generation of payment capabilities at Nymbus, including support for multiple payment rails, networks, message standards, settlement models, and integration patterns. • You will own the transformation of complex payment-domain problems into working, production-ready software. • You will design system behavior, author implementation-ready specifications, shape APIs and data models, prototype solutions, and participate directly in implementation using AI-assisted development workflows. • You must understand how money moves—not only at the feature or requirements level, but at the system, message, transaction, settlement, and operational levels. • You understand that the difficult parts of payments live in timeouts, duplicate messages, reversals, returns, cutoffs, partial failures, unavailable endpoints, liquidity constraints, and ambiguous transaction states. • You will not simply maintain a backlog and hand requirements to an engineering team. You are the primary product maker and payments-domain builder within the squad.

🎯 Requirements

• Seven or more years of experience building, designing, operating, or leading sophisticated payment systems within fintech, banking, financial services, payment networks, or payment technology. • Demonstrated experience with payment switches, gateways, orchestration platforms, payment engines, processors, core-payment services, or similarly complex transaction-processing systems. • Deep understanding of payment lifecycles, including initiation, authorization, clearing, settlement, posting, reconciliation, returns, reversals, rejects, and exception handling. • Substantial experience with several of the following: ISO 8583, ISO 20022, ACH, wires, RTP, FedNow, payment APIs, card-network processing, settlement, and liquidity management. • Ability to explain not only how a payment rail works, but how its rules and behavior should be represented in software. • Experience shipping payment capabilities into production and supporting them through real operational conditions. • Strong understanding of the correctness, control, security, auditability, and resilience expectations associated with regulated financial systems.

🏖️ Benefits

• Annual cash bonus and equity options commensurate with role level and experience • 100% remote work environment • 401(k) plan • Health, dental, and vision insurance • Paid time off