Finance Product Lead

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🕒 May 28

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Tern

WebsiteLinkedInAll Job Openings

11 - 50 employees

💳 Fintech

🤝 B2B

💸 Finance

Fintech • B2B • Finance

Tern is a company focused on providing flexible cards and accessible fintech tools designed to increase revenue and streamline processes for businesses and enterprises. They offer a variety of embedded banking solutions such as virtual and physical prepaid cards, bank transfers, cross-border transactions, and compliance support. Tern's platform is equipped with low code/no code solutions, APIs, and intelligent data analytics, making it user-friendly and efficient for companies looking to quickly launch financial products. With a goal to democratize fintech services, Tern aims to make these tools available to a broad audience, breaking down barriers and fostering innovation in the financial technology space.

📋 Description

• Own the financial infrastructure roadmap beyond the host launch: virtual cards, payroll, expense management, multi-currency payments, and accounting system integrations • Build the compliance and risk foundation Tern needs to operate in the high-risk travel payments spaceShip service fee collection for host agencies, integrated with existing commission and payout flows • Design and ship the GL layer: invoicing, month-end close and locking, transaction exports, and transaction history views • Ship membership fee billing for sub-agency agents under host hierarchies • Shadow the Head of Product on existing commission and payout work for the first six months, taking targeted pieces off her plate as you ramp • Partner with the Agency engineering squad to extend the existing reconciliation suite to enterprise-scale host workflows

🎯 Requirements

• Founding or near-founding PM experience at a fintech that built payments, ledgering, and compliance infrastructure from the ground up, owning the end-to-end stack, not a single slice of it • Deep working knowledge of general ledger architecture, payment rails, risk, and compliance- you can have a real conversation with engineers on any of them • Shipped a payments product through a scale inflection point (10x volume, new market, new compliance regime) and know what actually breaks • Comfortable in a small-team environment where the PM does customer research, writes specs, and unblocks engineering directly

🏖️ Benefits

• Competitive salary • Offers Equity