Mortgage Loan Originator

🔥 0 minutes ago

🤠 Texas – Remote

🤠 Texas – Remote

💵 $20 / hour

⏰ Full Time

🟢 Junior

🚫👨‍🎓 No degree required

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

U.S. Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1863

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

U. S. Bank is a major financial services institution headquartered in the United States, providing a wide range of banking and financial products to individuals and businesses. The bank offers services in retail banking, corporate banking, wealth management, credit underwriting, and investment management. With a commitment to diversity, equity, and inclusion, U. S. Bank emphasizes the importance of culture and values, offering career growth opportunities and supporting the health and wellness of its employees. U. S. Bank engages with communities and provides educational resources to enhance financial literacy. As a member of the FDIC, it ensures the security of its deposit products, although investment and insurance products are not FDIC insured and may lose value.

📋 Description

• Originates mortgage loans in an assigned market. • Takes applications and submits loan applications to processing and underwriting for approval. • Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. • Customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. • Expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations. • Requires National Mortgage Licensing System (NMLS) registration.

🎯 Requirements

• High school diploma or equivalent • Typically at least one year of mortgage, sales, real estate, or banking experience • Ability to travel • Well-developed sales ability • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience • Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) • Ability to work independently • Ability to analyze financial information • Effective verbal and written communication skills • Established referral base within assigned market preferred • 2 years or more of mortgage loan originator experience with proven results.

🏖️ Benefits

• Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law