Mortgage Loan Officer

🔥 4 minutes ago

🐊 Florida – Remote

🐊 Florida – Remote

⏰ Full Time

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

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VyStar Credit Union

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1953

🏦 Banking

💸 Finance

💰 $200M Debt Financing on 2022-04

Banking • Finance • Insurance

VyStar Credit Union is a member-focused credit union offering a wide range of financial services including banking, borrowing, investment, and insurance solutions. Headquartered in Jacksonville, Florida, VyStar serves its members with competitive rates, low fees, and unique benefits such as early direct deposit and military programs. They are committed to supporting their members' financial needs through various loan options including home equity and auto loans, as well as providing investment opportunities like high-yield CDs and IRAs. VyStar is known for its dedication to community service and supporting military families. The credit union is also recognized for excellent customer service and a strong commitment to privacy and security. VyStar Credit Union is federally insured by the NCUA and operates under the principles of the Federal Fair Housing Law and the Equal Credit Opportunity Act.

📋 Description

• responsible for originating residential first mortgage and equity loans • participates in related business development activities • ensuring quality mortgage loan origination servicing in accordance with VyStar policies, practices and procedures • counsels members and evaluates credit applications • solicits residential mortgage loans and equity loans through contacts with realtors, builders, and personal referrals • provides quality service to members seeking residential mortgage loans • interviews applicants to develop financial needs and assist in determining acceptable credit risk • obtains and analyzes financial and credit data • enters data into the point of sale origination software • discusses application with member and addresses questions about mortgage loan programs • maintains communication with processor regarding mortgage loan file progress • documents communication with the member and/or other interested parties in the mortgage origination software • assists mortgage loan processor and closer to obtain documentation for a smooth mortgage loan process • proactively communicates loan status throughout the process

🎯 Requirements

• minimum of two years prior experience in the mortgage industry preferably as a mortgage loan officer or mortgage loan interviewer • proven production and proven track record in heavy customer contact • self-disciplined and goal oriented worker • demonstrated ability to work independently • superior communication skills • familiarity with conventional, VA, FHA, and equity loan financing • knowledge of all regulations governing mortgage lending • well versed in private mortgage insurance and secondary market lending guidelines • high school diploma or its equivalent, however a two-year college degree or higher is preferred • must meet and maintain all requirements as a registered mortgage loan originator employed by a Federally regulated Institution with the Nationwide Mortgage Licensing System and Registry (NMLS)

🏖️ Benefits

• competitive pay • excellent benefit package that includes a 401(k) Plan • extensive paid technical and on-the-job training program • tuition reimbursement for full and part time employees