Credit Products Specialist II – Power & Renewables

🕒 5 dias atrás

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $100.117 - $157.643 / ano

⏰ Tempo Integral

🟡 Pleno

🟠 Sênior

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Flagstar Bank

SiteLinkedInTodas as Vagas

5001 - 10000 funcionários

🛡️ Seguros

💼 Consultoria

🏥 Saúde

Insurance • Consulting • Healthcare

O Flagstar Bank é um banco comercial diversificado focado em construir relacionamentos para ajudar os clientes em suas jornadas financeiras, seja para necessidades pessoais ou empresariais. O banco oferece uma ampla gama de serviços financeiros, incluindo banco pessoal e empresarial, empréstimos, hipotecas, gestão de patrimônio e serviços de investimento. O Flagstar está comprometido com o envolvimento comunitário e com o atendimento das necessidades bancárias de bairros diversos, incluindo áreas de baixa e média renda, enquanto promove diversidade, equidade e inclusão dentro de suas operações.

Descrição

• Lead underwriting efforts for complex loan requests by assessing creditworthiness and recommending risk-mitigating structures • Continuously monitor the assigned loan portfolio to identify credit risks, trends, and financial performance concerns • Partner with relationship managers in negotiations and client discussions • Review and negotiate credit agreements with legal teams • Provide guidance and training to junior credit professionals • Identify and raise improvement areas in credit processes and procedures • Use independent judgment and discretion for assigned portfolio decisions • Analyze and resolve portfolio-related problems • Perform special projects and additional duties as required • Adhere to regulatory, compliance, and applicable legal requirements • Complete required compliance training

🎯 Requisitos

• Undergraduate degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience • 4+ years of experience in commercial credit analysis, underwriting, or portfolio management • Advanced financial modeling and risk assessment expertise • Strong negotiation skills and ability to collaborate with clients • Experience structuring complex loan transactions • Ability to analyze macroeconomic trends and their impact on credit risk • Strong command of industry-specific credit risks and commercial credit transaction structuring • Ability to identify credit risks and recommend mitigation strategies • Experience managing complex portfolios and adhering to credit policies • Ability to communicate credit decisions effectively to internal and external stakeholders • Ability to drive loan structuring and closing processes with minimal oversight • Familiarity with credit agreements, loan documentation, and regulatory requirements • Proficiency in financial analysis tools, CRM systems, and underwriting software • Ability to maintain effective stakeholder relationships and deliver tailored client solutions

🏖️ Benefícios

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability insurance • Comprehensive leave program • Variable incentives, bonuses, commissions, or other awards may be included in total compensation