Director, Software Engineering – Loans Lifecycle

🕒 April 23

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Affirm

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

📋 Description

• Set the vision and drive execution for the Loans Lifecycle engineering organization at Affirm, encompassing Loans Platform, Ledger Engineering, and Financial Reporting. • Take ownership of core engineering and business outcomes across the domain, including the loan system of record, ledger pipelines, and financial data delivery to accounting systems. • Define and execute the technical roadmap for service-oriented decomposition, platform scalability, and database architecture evolution to support Affirm's growing loan volume across multiple geographies. • Partner with Accounting, Finance, Capital Markets, Product, and Compliance to ensure financial accuracy and regulatory compliance across all loan products. • Balance product expansion efforts — including international launches, new loan types, and card-related capabilities — with foundational platform investments in reliability, correctness, speed, and operational efficiency. • Drive operational excellence across large-scale batch pipelines and online services, establishing robust incident response, pipeline SLA management, and reconciliation processes. • Run a robust development lifecycle, including continuing agentic adoption and acceleration, while improving a culture of operational excellence. • Hire, develop, and retain a high-performing, globally distributed engineering team across multiple sub-teams and technical disciplines.

🎯 Requirements

• 15+ years of relevant experience in software engineering. • 3+ years managing managers with a track record of high quality manager development. • Experience leading multiple engineering teams spanning backend services and big data/batch pipelines. • Successful track record driving key outcomes that drive the company's success. • Comfortable partnering across disciplines and influencing across a wide variety of leaders. • Experience hiring, growing, and retaining talent. • Strong technical depth in distributed systems, data-intensive applications, and database architecture at scale. • Has domain knowledge in financial systems, lending, accounting, or fintech. Great to have — if you've worked on ledger systems, loan origination and servicing, or financial reconciliation in a lending context. • This position requires either equivalent practical experience or a Bachelor's degree in a related field.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount