Principal – Centralized Commercial Credit

🕒 September 23

🦀 Maryland, Virginia – Remote

🦀 Maryland – Remote ⚔️ Virginia – Remote

⏰ Full Time

🔴 Lead

👻 Ghost score 21%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Atlantic Union Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1902

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank is a financial institution based in Virginia, offering a comprehensive suite of banking services including checking accounts, savings accounts, personal and business loans, credit cards, and wealth management solutions. With roots tracing back to 1902, the bank is committed to providing fair financial solutions and honest advice, aiming to create opportunities for families and business owners within the community. Through both online and physical branches, Atlantic Union Bank strives to enhance the banking experience for its customers and supports local initiatives.

📋 Description

• Review complex business loan requests and perform independent credit analysis • Evaluate risk, structure credit solutions, and recommend, approve, or decline credit requests • Manage an assigned portfolio through ongoing monitoring, risk rating, portfolio analysis, credit solution development, and remediation of emerging credit concerns • Partner with Relationship Managers, sales teams, and credit leadership on business objectives and complex credit matters • Ensure timely completion of loan requests and portfolio management activities • Provide subject matter expertise, guidance, and review support to less experienced credit professionals • Review credit evaluations, loan decisions, and approval concurrence as appropriate • Maintain compliance with applicable laws, regulations, policies, procedures, and required training • Stay current on regulatory and credit-related developments • Perform other duties as assigned

🎯 Requirements

• Bachelor's Degree required; equivalent combination of education and experience may be considered • Typically requires 6–8+ years prior experience, with deep knowledge of the job area • Independent credit analysis of complex business loan requests • Assessment of borrower financial condition, management, operations, loan structure, and overall credit risk • Knowledge of credit evaluation, risk assessment, policy compliance, and portfolio monitoring • Ability to evaluate risk, structure credit solutions, and recommend, approve, or decline credit requests in accordance with lending authority and credit policy • Knowledge of applicable laws, regulations, policies, and procedures • Required training and staying current on regulatory and credit-related developments • Equivalent combination of education and experience may be considered

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability coverage • Paid time off • Retirement savings through a 401(k) plan • Wellness resources • Other programs supporting teammates' health and financial well-being • Incentive compensation, bonuses, or other variable compensation for eligible positions, subject to applicable plans and performance criteria

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