
Traditional credit was built for people who already have money. Requirements for credit history, collateral, and costly underwriting create insurmountable barriers for those who need capital most—over 1.4 billion people lack access to credit. A vendor in Lagos earns cash daily but can't prove steady income. A Colombian nurse with years of perfect informal repayments remains invisible to banks. Even those with savings find themselves excluded. The economics are clear: serving the global majority remains structurally unprofitable for traditional institutions.
1 - 10 employees
Founded 2024
October 23
1 - 10
Quantitative Risk Researcher contributing to risk engineering for undercollateralized lending systems. Focused on developing models and tools that impact users worldwide.