
Fintech • Finance • B2C
Earnest is a financial technology company specializing in refinancing and consolidating student loans. It offers options to help clients reduce their interest rates and tailor loan payments to fit their budgets, without any credit impact. The company focuses on client satisfaction, providing in-house support and flexible refinancing solutions. Earnest's services include refinancing student loans, Parent PLUS refinancing, and personal loans, with the aim of making higher education more affordable and manageable for students and their families. Known for transparent practices and competitive rates, Earnest has refinanced over $19. 6 billion in student loans.
201 - 500 employees
Founded 2013
💳 Fintech
💸 Finance
👥 B2C
November 25
🇺🇸 United States – Remote
💵 $207.6k / year
⏰ Full Time
🔴 Lead
🧑💻 Full-stack Engineer
🦅 H1B Visa Sponsor
Angular
AWS
Chai
Cloud
Docker
JavaScript
Microservices
Mocha
Node.js
Postgres
React
React Native
Redux
SQL
TypeScript

Fintech • Finance • B2C
Earnest is a financial technology company specializing in refinancing and consolidating student loans. It offers options to help clients reduce their interest rates and tailor loan payments to fit their budgets, without any credit impact. The company focuses on client satisfaction, providing in-house support and flexible refinancing solutions. Earnest's services include refinancing student loans, Parent PLUS refinancing, and personal loans, with the aim of making higher education more affordable and manageable for students and their families. Known for transparent practices and competitive rates, Earnest has refinanced over $19. 6 billion in student loans.
201 - 500 employees
Founded 2013
💳 Fintech
💸 Finance
👥 B2C
• Drive the technical strategy and execution for engineering teams. • Lead the development of a scalable, high-performance lending ecosystem from customer onboarding to checkout. • Architect and build customer-centric financial products, ensuring a frictionless and optimized user experience and orchestrating large-scale financial transactions. • Define and execute the technical vision and best practices for a high-performing engineering team. • Lead architectural decisions to enhance scalability, reliability, and efficiency of the lending platform. • Collaborate with Product, UX, and Business teams to align technology with strategic goals. • Design, build, and maintain customer-facing lending applications using Node.js, TypeScript, React/Redux, Angular, Sequelize, PostgreSQL, and Docker. • Develop and optimize high-quality, testable code, implementing unit and integration tests with Mocha, Chai, Sinon, and Sequelize. • Ensure performance, security, and scalability through best-in-class software engineering practices. • Identify and resolve defects through debugging, profiling, logging, log analysis, tracing, and FullStory session replays. • Oversee code deployment to Staging and Production environments. • Partner with Quality Engineers to address issues found in testing and improve automated testing coverage. • Lead and participate in Agile ceremonies. Break down product requirements into engineering deliverables in Jira. • Review and provide critical feedback on Product Requirements Documents, Epics, and User Stories, influencing the technical and business roadmap. • Recommend alternative technical solutions to optimize delivery speed, enhance customer experience, and reduce costs. • Maintain technical documentation. • Contribute to Earnest’s DevOps culture and participate in rotating on-call support for production applications.
• Bachelor's degree in Computer Science, Software Engineering, or a closely related field, plus 3 years of software development experience. • The 3 years of experience must include 3 years of experience with each of the following: (1) building highly distributed microservices; (2) SQL databases, including PostgreSQL, and caching performance, monitoring, and scalability; (3) server-side technologies, including Node.js, Typescript, and Javascript; and (4) client-side technologies, including React Native and Angular. • Must include two years of experience with: AWS or similar cloud-based infrastructure; and leading the architecture, design, development, and deployment of large-scale projects.
• Health, Dental, & Vision benefits plus savings plans • Mac computers + work-from-home stipend to set up your home office • Monthly internet and phone reimbursement • Employee Stock Purchase Plan • Restricted Stock Units (RSUs) • 401(k) plan to help you save for retirement plus a company match • Robust tuition reimbursement program • $1,000 travel perk on each Earnie-versary to anywhere in the world • Competitive days of annual PTO • Competitive parental leave
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