Senior Lending Analyst

🕒 July 23

🏰 Missouri – Remote

🏰 Missouri – Remote

💵 $100.4k - $150.6k / year

⏰ Full Time

🟠 Senior

🧐 Analyst

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H&R Block

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1955

💸 Finance

👥 B2C

🤝 B2B

Finance • B2C • B2B

H&R Block is a U. S. -based tax preparation and financial services company that provides in-person and online tax filing, tax professionals, small business bookkeeping and payroll, and related financial products such as refund advances and prepaid cards. Founded in 1955, it operates retail tax offices, franchises, and digital platforms to serve consumers and small businesses with tax, accounting, and financial solutions.

📋 Description

• Analyze and monitor credit portfolio performance across origination, account management, and collections, identifying trends, risks, and opportunities • Develop, evaluate, and optimize credit strategies including underwriting rules, pricing structures, loan assignment, and collection treatments • Conduct deep analyses on approval rates, delinquency, roll rates, losses, vintage performance, and profitability tradeoffs • Design and assess strategy tests and experiments (e.g., policy changes, pricing adjustments, treatment segmentation), defining success metrics and performance tracking • Prepare clear, actionable insights and recommendations for Credit Risk, Product, and business stakeholders to support data driven decision making

🎯 Requirements

• 5+ years of experience in credit analytics, risk analytics, or financial analytics with hands on portfolio analysis experience • Bachelor’s degree in a related field or the equivalent through a combination of education and related work experience • Experience supporting credit strategy in areas such as origination, pricing, account management, or collections • Strong analytical skills with proficiency in SQL and Excel, and working knowledge of Python or other analytics tools preferred • Solid understanding of consumer credit performance metrics and lending economics • Experience working in consumer lending, fintech, banking, or another regulated financial services environment • Ability to translate analysis into clear business recommendations and communicate effectively with cross‑functional partners.

🏖️ Benefits

• Qualifying associates can enroll themselves and/or their eligible dependents in medical and prescription drug coverage • Can participate in the H&R Block Retirement Savings Plan (401(k) Plan) • Employee Assistance Program • (virtual) fitness center programs • Associate discount program • Automatically enrolled in Business Travel Accident Insurance • Receive Associate Tax Prep benefit