Deputy Compliance Officer

🕒 July 12

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

LemFi

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2020

💼 Consulting

🛡️ Insurance

📦 Logistics

💰 $53M Series B - LemFi on 2025-01

Consulting • Insurance • Logistics

LemFi is building the go-to financial app for the Global South, enabling customers to spend, save, send, and grow their wealth all in one place. The app addresses the barriers to fair and affordable financial services faced by many when moving countries, offering features like international transfers, multi-currency accounts, savings, and financial tools. With over 2 million customers globally, LemFi empowers people to support their families, build financial stability, and stay connected from anywhere in the world.

📋 Description

• Run the day-to-day BSA/AML operation: SAR quality, FinCEN regulatory reporting, and transaction monitoring, escalating material issues and deputising for the CCO when they are out. • Own the consumer compliance programme operationally: UDAAP, Reg E, CAN-SPAM, and TCPA reviews of marketing and advertising materials, plus disclosure maintenance and complaints intake through to resolution. • Lead the consumer complaints programme end-to-end, spotting systemic issues and proposing root-cause fixes rather than just closing tickets. • Support multi-state MTL compliance, including licence renewals, regulatory notifications, and examination preparation across all active LemFi US states. • Manage sponsor bank compliance commitments, keeping the status documented, open items tracked, and the CCO informed before things become surprises. • Contribute to US compliance sections of board and executive management reports, and support the group-wide compliance risk assessment. • Use AI tools to accelerate policy drafting, evidence pack preparation, and regulatory research, freeing your own capacity for the judgement calls that actually need you.

🎯 Requirements

• 6 or more years of compliance experience in US payments, money transmission, fintech, or financial services, with genuine hands-on depth in both BSA/AML and consumer compliance. • Solid working knowledge of BSA/AML requirements, FinCEN regulations, and OFAC, including direct experience with SAR and CTR processes. • Experience contributing to a consumer compliance programme covering UDAAP, Reg E, and complaints management, not just advising on it. • Familiarity with multi-state MTL compliance and the regulatory expectations of state money transmission regulators. • Experience working within or alongside a sponsor bank or BaaS compliance structure, and an understanding of how those relationships work under pressure. • Strong written and verbal communication: able to produce clear compliance guidance, policy documents, and regulatory correspondence that the business and regulators can both rely on. • Comfortable operating with limited day-to-day supervision, managing competing priorities across two compliance workstreams, and making sound judgement calls independently.

🏖️ Benefits

• Health insurance • 401(k) matching • Flexible work hours • Paid time off • Remote work options