Software Engineer - Capital Markets and Insights

February 15

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• About Upstart: Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • The Team: We are seeking a Software Engineer to join our Capital Markets and Insights engineering team. • In this role: You will build user friendly systems and self service tools that enhance the investor experience and optimize internal business processes.

🎯 Requirements

• Minimum requirements: • 3-5 years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs • Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python • Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment • Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar) • Familiarity with database technologies such as SQL and data warehousing solutions • Good communication and teamwork skills, with the ability to work effectively with cross-functional teams • Preferred qualifications: • Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations • Prior experience or demonstrated enthusiasm for working on internal tools • History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices