Senior Software Developer, Financial Risk

🕒 May 19

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Wealthsimple

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2014

💳 Fintech

🏦 Banking

💸 Finance

🔥 Funding within the last year

💰 $393M Series E - Wealthsimple on 2025-10

Fintech • Banking • Finance

Wealthsimple is a Canadian financial technology company that provides consumer banking, investing, and wealth management services. It offers chequing accounts, savings, credit cards, self-directed trading (stocks, ETFs, options), cryptocurrency trading, managed portfolios, tax services, and advisory wealth management for high-net-worth clients. Wealthsimple combines digital-first banking and low-fee investing products aimed at retail customers, along with tools and educational content to support personal finance.

📋 Description

• Design and build fraud detection systems that protect clients and Wealthsimple from bad actors • Own the client-facing experience for accounts affected by fraud restrictions • Build and improve internal tooling that helps our operations team investigate and resolve fraud cases efficiently • Develop risk-based product features that reflect a client's actual risk profile • Contribute to systems and processes that keep Wealthsimple compliant with anti-money laundering (AML) regulatory requirements • Work closely with product, design, and operations partners to translate complex risk logic into simple experiences

🎯 Requirements

• 4+ years of software engineering experience, ideally in a consumer-facing product environment • Strong backend engineering skills, with a track record of building reliable, scalable systems • Experience working on fraud detection, financial risk, or other high-stakes technical domains • Comfort across the stack; experience with Ruby on Rails or Kotlin is a strong asset • Strong software quality practices: you write testable code, take production ownership seriously, and raise the bar in code review • Clear communicator who can work effectively with non-engineering partners across operations, compliance, and product • AI-first mindset; you leverage AI tools to accelerate development, improve code quality, and solve problems more effectively

🏖️ Benefits

• Top-tier health benefits and life insurance • Long-term group savings with employer match, through Wealthsimple for Business • 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year • 90 days away: work outside Canada for up to 90 days per year • Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS