
1001 - 5000 employees
Founded 2012
💳 Fintech
👥 B2C
🛍️ eCommerce
💰 Post-IPO Equity on 2021-01
Fintech • B2C • eCommerce
Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.
🔥 2 minutes ago
🇪🇸 Spain – Remote
💵 €103k - €139k / year
⏰ Full Time
🟠 Senior
🔴 Lead
🤖 Machine Learning Engineer
👻 Ghost score 1%
Where this job comes from
Posted on Affirm's careers page, not through a job board
First seen by Remote Rocketship 2 minutes ago
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1001 - 5000 employees
Founded 2012
💳 Fintech
👥 B2C
🛍️ eCommerce
💰 Post-IPO Equity on 2021-01
Fintech • B2C • eCommerce
Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.
• Manage a team of machine learning engineers building models powering credit lending decisions across Europe and Australia. • Lead use of novel machine learning techniques and rich data representations to predict repayment behavior and optimize loan offers. • Set the technical strategy for the team and connect engineers to business-impacting underwriting projects. • Define and advocate for technical solutions and operational processes. • Collaborate with product management, design, analytics, risk, and engineering across the product development lifecycle. • Ensure technical sustainability, risks, and trade-offs are understood and managed. • Develop talent through feedback, guidance, and leading by example. • Partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions. • Contribute to a cohesive long-term machine learning strategy.
• Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers. • Background in financial services, specifically in credit / lending. • Proficiency in machine learning, including tree-based models, transformers, deep learning, and agentic ML. • Strong engineering skills and ability to provide hands-on technical leadership while working with code and architecture. • Comfortable moving from low-level language idioms to the architecture of large systems. • On-call rotation is a requirement. • Must be based in Spain.
• Monthly stipends for health, wellness and tech spending • 100% subsidized medical coverage, dental and vision for you and your dependents • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning & Development programs • Parental benefit • Employee Resource & Community Groups • Health coverage at no cost: We cover 100% of premiums for employees and their dependents. • Spending stipends for tech setup, health and wellness options • Flexible time off and generous holiday calendars • Employee stock purchase plan (ESPP) to buy Affirm stock at a discount • Visa sponsorship • Remote-first work flexibility • In-person onboarding experience
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