Bondora
51 - 200 employees
Founded 2008
💼 Consulting
🛡️ Insurance
⚖️ Legal
Consulting • Insurance • Legal
Bondora is a fast-growing financial technology company founded in 2008, dedicated to empowering individuals to enjoy life by alleviating financial stress. Serving over 1 million customers worldwide, Bondora offers intuitive online financial services to help users save, grow, and spend money confidently. The company is pursuing a bold transformation by acquiring a banking license, aiming for a valuation target of 1 billion by 2026 and expanding to 11 new countries. Bondora prides itself on a vibrant community culture and a supportive work environment for its employees, offering various perks and opportunities for personal and professional growth.
Head of Credit Management
🔥 52 minutes ago
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Bondora
51 - 200 employees
Founded 2008
💼 Consulting
🛡️ Insurance
⚖️ Legal
Consulting • Insurance • Legal
Bondora is a fast-growing financial technology company founded in 2008, dedicated to empowering individuals to enjoy life by alleviating financial stress. Serving over 1 million customers worldwide, Bondora offers intuitive online financial services to help users save, grow, and spend money confidently. The company is pursuing a bold transformation by acquiring a banking license, aiming for a valuation target of 1 billion by 2026 and expanding to 11 new countries. Bondora prides itself on a vibrant community culture and a supportive work environment for its employees, offering various perks and opportunities for personal and professional growth.
📋 Description
• Lead and develop Country Credit Managers across multiple European markets. • Drive portfolio performance by balancing growth, profitability, and credit risk. • Own the relationship between portfolio performance and commercial outcomes. • Run regular business reviews with each market and ensure clear accountability for results. • Identify risks and opportunities early, ensuring timely actions and decisions. • Coach and support experienced credit leaders while fostering collaboration across markets. • Review and challenge market proposals related to underwriting, portfolio growth, and policy changes. • Represent country credit teams in cross-functional leadership discussions. • Translate complex portfolio data into clear business recommendations for senior leadership. • Partner with the Credit Strategy team to ensure global models and policies reflect local market realities. • Contribute to new market launches and evaluate growth opportunities from both risk and commercial perspectives.
🎯 Requirements
• Extensive experience leading consumer lending or credit portfolio teams within fintech, banking, or another credit-driven business. • Proven success managing credit portfolios across multiple markets, with strong commercial ownership and measurable business impact. • Experience leading senior credit professionals and building high-performing teams. • Strong stakeholder management, communication, and decision-making skills. • A solid understanding of portfolio economics and how credit decisions impact P&L. • Experience using data to drive commercial decisions, including SQL or similar analytical tools. • Good knowledge of credit risk concepts such as PD, LGD, scorecards, and portfolio performance. • The ability to work effectively with Credit Strategy, Risk Analytics, and Data Science teams.
🏖️ Benefits
• 5 weeks of vacation • private healthcare compensation • hobby grant • mental healthcare support • share options and much more!
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