Senior Specialist, T2 / Target2 Payment Operations

🔥 18 minutes ago

🌐 Cyprus, Netherlands, +2 more countries – Remote

🇨🇾 Cyprus – Remote 🇳🇱 Netherlands – Remote 🇪🇸 Spain – Remote 🇵🇱 Poland – Remote

⏰ Full Time

🟠 Senior

⚙️ Operations

👻 Ghost score 16%

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Finom

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🤝 B2B

Fintech • Finance • B2B

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

📋 Description

• Own core payment processes including SCT / SCT Inst recalls, investigations, SWIFT enquiries, missing or incoming funds, rejects, returns and refunds • Run the T2 platform day to day using the T2 GUI (U2A/A2A), maintain CRDM reference data, and set up four-eyes controls and the manual-vs-automated split • Manage migration from BNP Paribas to direct participation, ensuring every payment is traceable by BIC and path • Define when BNPP-dependent steps can be retired • Link Payment Operations with the reconciliation team • Build incident processes around DNB, FIS and TARGET escalation routes • Own Payment Operations’ role in DNB reporting and define the ECONS II contingency approach • Coordinate with the Eurosystem, DNB, SWIFT/NEXI, FIS, correspondent banks, Product and Engineering • Design and document Payment Operations processes, validate them in August UAT, cut over BIC by BIC, and operate them as business-as-usual • Serve as operational contact for the T2 scheme, DNB and partner banks

🎯 Requirements

• Hands-on experience with T2 / TARGET Services (RTGS, TIPS), including the GUI and U2A/A2A actions • Around 2-3+ years in payment operations at a bank, EMI or PSP, ideally with SEPA schemes (SCT, SCT Inst) • Familiarity with investigations, recalls, returns and SWIFT / ISO 20022 messaging • Experience writing SOPs and controls, or ability to pick it up quickly • Comfort working with regulators, partners and technical teams • Ownership to make sign-off and escalation decisions with team support • Fluent English • Nice to have: CRDM reference-data maintenance experience • Nice to have: involvement in direct-participation onboarding or sponsor-bank migration • Nice to have: knowledge of DNB / TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes

🏖️ Benefits

• Continuous personal and professional development resources and opportunities • Flexible remote or hybrid work across Europe • Stock Options Program available to every team member • Modern, friendly, and eco-conscious corporate culture • Constant support and care • Work & Swim Program: one month in a corporate apartment in Cyprus