
201 - 500 employees
Founded 2018
💳 Fintech
₿ Crypto
🤝 B2B
Fintech • Crypto • B2B
Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.
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201 - 500 employees
Founded 2018
💳 Fintech
₿ Crypto
🤝 B2B
Fintech • Crypto • B2B
Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.
• Lead new market expansion risk across card issuing products as Reap expands into new APAC markets • Ensure fraud controls, configurations, and scheme policy requirements are aligned from launch and maintained ongoing • Evaluate and onboard new BIN sponsorship clients through structured risk analysis • Establish initial risk configurations and maintain governance oversight of the sponsored portfolio • Design and implement automated monitoring workflows for fraud alerts, scheme notifications, and client- and merchant-level risk signals • Reduce manual intervention and improve risk response times • Lead deep-dive fraud investigations, BIN attack incident response, post-mortems, and cross-functional coordination • Build risk dashboards and intelligence in partnership with the data team • Surface fraud and risk signals and shape how risk data is presented and acted on • Advise clients on risk appetite, fraud exposure, controls, and thresholds • Use risk metrics, dashboards, and analytical tools to make and communicate evidence-based decisions
• 8+ years of experience in risk management within a card issuer or acquirer environment • Deep knowledge of card fraud, disputes, and risk operations • Strong fraud and risk management background, ideally in card issuing or payments/acquiring • Fintech or tech-company experience strongly preferred • Ability to drive projects from beginning to end without day-to-day guidance • Project management skills, including setting timelines, tracking progress, and proactively surfacing blockers • Stakeholder management skills and ability to translate complex risk topics for non-technical audiences • Outcome-oriented approach focused on metrics and business impact • Strong risk analytics and ability to present risk clearly to stakeholders • Demonstrated ability to manage strategic projects across multiple functions and geographies simultaneously • Background in a high-growth fintech, payments, or startup environment preferred • Experience at a leading modern payments or card platform preferred • Familiarity with stablecoin or web3 financial infrastructure preferred • Experience with data and BI tools such as Looker, Snowflake, or similar platforms preferred • SQL is a bonus, not a must
• Flexible hybrid/remote work environment with a global, collaborative team • Insurance coverage after probation • Use of AI tools at work • Space to learn, experiment, and grow with AI tools • Culture of innovation, inclusion, and continuous learning
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