Senior Payments Engineer – Acquiring, Payment Processing

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Sezzle

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2016

💳 Fintech

👥 B2C

🛍️ eCommerce

Fintech • B2C • eCommerce

Sezzle is a financial technology company that offers a "buy now, pay later" service, allowing consumers to purchase products and pay for them in four interest-free installments over six weeks. The Sezzle app provides users with a flexible financing alternative to traditional credit cards, enabling instant approval decisions without impacting credit scores. Sezzle partners with various top brands, including Amazon, Walmart, and Target, to offer in-app and in-store payment options. The company's mission is to empower consumers financially by providing more financial freedom and control. It is available as a mobile app, with millions of downloads and high user ratings, and works towards accessibility and inclusion on its platform.

📋 Description

• Design and build backend services in Golang that integrate with payment processors, gateways, and card networks • Own critical money-movement flows end to end: authorization, capture, settlement, refunds, reconciliation, and chargeback/dispute handling • Build idempotent, fault-tolerant, auditable transaction processing within a distributed architecture (transactional outbox patterns; queues such as Kafka, SQS, or RabbitMQ) • Operate within PCI DSS scope — tokenization, network tokens, secure handling of payment data, and 3DS/SCA flows where applicable • Instrument and monitor payment health: authorization/decline rates, processor performance, latency, and settlement accuracy, driving continuous improvement • Use AI tooling (Claude and equivalent LLMs) as part of your daily workflow to accelerate design, coding, research, testing, and documentation — within Sezzle's security and data-handling policies • Mentor engineers and help raise the bar across the team • Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication.

🎯 Requirements

• 7+ years of backend or full-stack engineering experience, with meaningful time spent on payments, fintech, or money-movement systems • Strong Go (preferred), or comparable experience in Python, building and serving REST APIs • Hands-on experience integrating with payment processors, gateways, or acquiring systems, and familiarity with payments fundamentals: authorization vs. settlement, tokenization, idempotency, reconciliation, and chargebacks/disputes • Experience in distributed, cloud-based architectures using patterns like transactional outboxes or queuing tools (Kafka, SQS, RabbitMQ) • Demonstrated, hands-on use of Claude or an equivalent LLM to enhance productivity, research, and communication — you're comfortable making AI a core part of how you work and can show how it's improved your output • Bachelor's degree in Computer Science, Engineering, or a related field.

🏖️ Benefits

• None specified