Senior Technical Product Manager, Banking Platform

🔥 25 minutes ago

💃 Latin America – Remote

💵 $5k - $8k / month

⏰ Full Time

🟠 Senior

⚒️ Technical Product Manager (TPM)

👻 Ghost score 21%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Sezzle

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2016

💳 Fintech

👥 B2C

🛍️ eCommerce

Fintech • B2C • eCommerce

Sezzle is a financial technology company that offers a "buy now, pay later" service, allowing consumers to purchase products and pay for them in four interest-free installments over six weeks. The Sezzle app provides users with a flexible financing alternative to traditional credit cards, enabling instant approval decisions without impacting credit scores. Sezzle partners with various top brands, including Amazon, Walmart, and Target, to offer in-app and in-store payment options. The company's mission is to empower consumers financially by providing more financial freedom and control. It is available as a mobile app, with millions of downloads and high user ratings, and works towards accessibility and inclusion on its platform.

📋 Description

• Own the banking platform roadmap supporting accounts, deposits, cards, and lending on a single ledger and account model • Evaluate core banking platforms and processors; lead vendor diligence and build-vs-buy analysis • Shape account hierarchies, sub-ledgers, chart-of-accounts mapping, posting rules, holds, interest and fee accrual, and general ledger integration • Specify requirements for transfers, ACH, card issuing and network settlement, real-time rails, returns, reversals, exception handling, cutoff windows, and settlement reconciliation • Ensure reporting, traceability, controls, reconciliation, balance attestation, and complete transaction history for Finance, audit, and regulators • Partner with Compliance and Legal to translate regulatory requirements into platform capabilities • Own migration and cutover planning, including data mapping, parallel runs, validation, rollback plans, and phased cutover • Write technical specifications, API contracts, event schemas, data models, user stories, and release plans • Write SQL, define platform KPIs, and monitor posting latency, reconciliation breaks, settlement accuracy, and failure rates • Anticipate technical risks, edge cases, race conditions, and dependencies • Deliver against evolving regulatory and business timelines with incomplete information

🎯 Requirements

• Bachelor’s or advanced degree in Engineering, Computer Science, or other technical discipline (required) • 5–10 years of product experience, with meaningful time spent on financial infrastructure rather than only customer-facing surfaces • Real ownership in at least one of: ledgers/general ledger/balance and transaction systems; payments processing, orchestration, or money movement; card issuing or card program management; deposit, wallet, or account platforms; lending origination or loan servicing platforms; product work at a processor, BaaS provider, or core banking vendor • Comfort with double-entry accounting concepts in software, or genuine appetite to learn them quickly • Deep technical understanding of APIs, event-driven architecture, idempotency, distributed system failure modes, batch vs. real-time processing, and data flows • Strong SQL skills and ability to query and interpret data independently • Experience working directly with Compliance, Legal, Finance, or Treasury stakeholders • Ability to work in ambiguity and make sound, documented decisions with incomplete information • Strong written and verbal communication across engineering, Finance, and executive discussions • Hands-on familiarity with AI tools, data models, or generative AI applications • Preferred: direct experience with core banking platforms, core migration/conversion or ledger replacement, licensed financial institutions, consumer finance regulation, consumer credit or BNPL, card products, bank-fintech sponsorship programs, and third-party risk management/vendor oversight

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