Tide
501 - 1000 employees
Founded 2015
💸 Finance
💳 Fintech
🤝 B2B
Finance • Fintech • B2B
Tide is an all-in-one business finance platform designed to help small and medium-sized enterprises (SMEs) manage their business finances more efficiently. It offers a range of services including business bank accounts, accounting tools, invoice management, business loans, and expense tracking. Serving over 1 million contractors, freelancers, and scaling businesses worldwide, Tide provides free business accounts and a host of integrated business tools. Tide is not a bank itself, but partners with ClearBank to offer FSCS-protected bank accounts, and it is regulated by the Financial Conduct Authority for electronic money and payment services. The platform is particularly popular in the UK, serving over 10% of all SMEs in the region, and it aims to simplify financial management for business owners so they can focus on what they love doing.
Director of Engineering
🔥 1 minute ago
Where this job comes from
Posted on Tide's careers page, not through a job board
First seen by Remote Rocketship 1 minute ago
Tide
501 - 1000 employees
Founded 2015
💸 Finance
💳 Fintech
🤝 B2B
Finance • Fintech • B2B
Tide is an all-in-one business finance platform designed to help small and medium-sized enterprises (SMEs) manage their business finances more efficiently. It offers a range of services including business bank accounts, accounting tools, invoice management, business loans, and expense tracking. Serving over 1 million contractors, freelancers, and scaling businesses worldwide, Tide provides free business accounts and a host of integrated business tools. Tide is not a bank itself, but partners with ClearBank to offer FSCS-protected bank accounts, and it is regulated by the Financial Conduct Authority for electronic money and payment services. The platform is particularly popular in the UK, serving over 10% of all SMEs in the region, and it aims to simplify financial management for business owners so they can focus on what they love doing.
📋 Description
• Own the engineering strategy and organisation for KYX, from onboarding identity, access and due diligence through continuous monitoring to risk scoring • Lead engineering across backend, frontend, data science and ML engineering teams distributed across Hyderabad, Delhi, Sofia, Belgrade, Bucharest and Vilnius • Own KYX Scoring & ML as a shared capability, including model development, backtesting, staged rollout and production monitoring • Scale agentic AI in regulated workflows from onboarding risk scoring through screening, review and verification • Work with KYX Ops, KYX Policy, Second Line of Defence, Product and IAM across the UK, EU and India • Deliver higher automated decisioning rates, better due diligence and screening quality, and lower KYX cost per member • Build once, deploy globally, and keep market-specific logic isolated • Shape onboarding, expansion into new markets under Tide’s licences, and applied AI capabilities in a regulated environment
🎯 Requirements
• Experience leading engineering organisations in identity, onboarding, fraud, financial crime or another regulated decisioning domain • Strong track record of turning platform investment into measurable outcomes: conversion, due diligence quality, unit economics and workflow automation • Experience taking machine learning from development into production at scale, and owning model performance once live • Experience operating in a regulated environment, working with Ops, Policy and second line risk and compliance functions • Strong judgement across organisation design, delivery, platform strategy, data architecture and technical quality • Ability to lead distributed teams across multiple markets and unify previously separate engineering lines behind one roadmap • Experience deploying AI or agentic systems inside regulated workflows, with a clear view on governance, evaluation and human oversight would be a bonus
🏖️ Benefits
• Competitive salary and share options • Generous annual leave on top of bank holidays • Paid maternity, paternity, and adoption leave • Extended unpaid and paid leave options after completing milestone years with Tide • Private health insurance with Bulgaria Zdrave, including extra dental care • Access to therapy sessions, courses, meditations, and workshops • Paid days annually for volunteering or personal growth • Annual budget for books, courses, coaching, and more • Work from abroad for up to 90 days annually • Contribution towards setting up your home office • Keep your old laptop and get a new one when it’s time for a replacement • Fully covered Multi Sports Card granting access to hundreds of gyms and pools across Bulgaria • Monthly food vouchers with Edenred • Daily breakfast spread with all-day coffee, tea, and juices
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