Product Manager – Payments Infrastructure

Job not on LinkedIn

🕒 October 15

🇿🇦 South Africa – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

👻 Ghost score 25%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Yellow Card App

WebsiteLinkedInAll Job Openings

51 - 200 employees

💳 Fintech

💸 Finance

💰 $40M Series B on 2022-09

Fintech • Payments • Finance

Yellow Card App is a pan-African fintech company operating in 20 countries. It is the largest and first licensed Stablecoin on-ramp/off-ramp on the African continent, offering secure and cost-effective solutions for businesses to buy and sell Stablecoins like USDT, USDC, and PYUSD using local currency. The platform facilitates borderless transactions and business payments through their Payments API and Widget, targeting businesses of all sizes. Yellow Card ensures secure and seamless financial operations across Africa with an emphasis on digital assets and mobile money integration.

📋 Description

• Own the technical roadmap for core payment processing infrastructure, including rails, ledger, settlement engine, and currency conversion. • Own execution of the Virtual accounts strategy. • Partner with the Payment Experience PM to translate infrastructure capabilities into customer-facing features and surface experience needs into the infrastructure roadmap. • Evaluate and prioritize banking, liquidity, and Stablecoin rail integrations based on cost, speed, and market coverage. • Define infrastructure investment priorities for scaling. • Own ledger and transaction processing systems that record and reconcile payments. • Own settlement logic across banking partners, liquidity providers, and Stablecoin rails including USDC, USDT, and PYUSD. • Own multi-currency conversion and routing logic, including optimal rail selection per transaction. • Own Virtual IBAN infrastructure and other virtual account capabilities. • Partner with engineering on architecture decisions covering consistency, idempotency, failure handling, and reconciliation. • Work with Treasury on liquidity requirements, funding models, and corridor coverage. • Work with Compliance to embed regulatory and licensing requirements into infrastructure across markets. • Manage onboarding roadmap for banking and liquidity partners. • Define and track infrastructure health metrics, including transaction success rate, settlement time, uptime, reconciliation accuracy, error rates, and incident frequency/severity. • Partner with engineering on capacity planning and incident response. • Identify and prioritize technical debt affecting reliability or scale. • Document infrastructure capabilities and constraints for Product, Engineering, and GTM teams. • Maintain an internal knowledge base of rail coverage, corridor-specific quirks, and partner integration details. • Act as the technical resource for payments infrastructure capabilities and constraints.

🎯 Requirements

• 5+ years of Product experience. • At least 3 years working on payments infrastructure, rails, ledgers, or core banking/transaction systems in fintech or crypto. • Strong technical fluency, including comfort with APIs, distributed systems, and data consistency trade-offs. • Bachelor's or Master's degree in Engineering, Computer Science, Product, or a related field. • Fluency in English, written and verbal. • Ability to collaborate with cross-functional teams and across different time zones. • Ability to meet deadlines and deliver results under pressure. • Experience with Stablecoin or crypto settlement rails is a plus. • Experience with banking partner integrations, correspondent banking, or cross-border payment rails is a plus.

🏖️ Benefits

• Impactful and Purposeful Work: You will be helping to drive financial inclusion across emerging markets. • Remote-First Flexibility: We embrace a fully remote work environment. • Global & Diverse Team: Opportunity to work with talented professionals from 25+ countries in a multicultural and collaborative environment. • Learning & Development: Access to resources, support, and autonomy to grow professionally. • Mental Health Support Services. • Competitive compensation. • Meaningful health coverage. • Stock option plan for all full-time employees.

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