Sales Manager

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Absolute Home Mortgage Corp.

WebsiteLinkedInAlle Stellen

201 - 500 Mitarbeiter

Gegründet 1998

💸 Finanzen

👥 B2C

Finance • B2C

Absolute Home Mortgage Corp. ist ein nationales Hypothekenbankunternehmen mit Hauptsitz in Fairfield, NJ, das Hypothekenfinanzierungsdienste für neue Hauskäufer und bestehende Hausbesitzer anbietet. Sie bieten eine breite Palette von Kreditprodukten und Dienstleistungen an, darunter Kaufhypotheken, Refinanzierungen (Auszahlung, Rate und Laufzeit), FHA, VA, USDA, Renovierungskredite, umgekehrte Hypotheken, Zwischenkredite, Kredite für Immobilieninvestitionen, Programme für Erstkäufer, Selbständige, ausländische Staatsangehörige/ITIN-Darlehensnehmer und Unterstützung bei Anzahlungen. Das Unternehmen legt Wert auf einen einfachen Vorabgenehmigungsprozess, Mobile App-Zugang, persönliche Unterstützung durch Kreditberater, Meilenstein-basierte Kundenbindung und Belohnungen, Ressourcen wie Hypothekenrechner und Bildungsinhalte sowie bundesstaatlich geregelte Lizenzen in vielen US-Bundesstaaten. NMLS ID #176743; mit Hauptsitz in 165 Passaic Avenue, Suite 411, Fairfield, NJ.

Beschreibung

• The Sales Manager’s primary duty is the solicitation, origination, and closing of residential mortgage loans, which constitutes making sales. • Maintain an active knowledge base of all of the Company loan products and an understanding of the qualifications required of each applicant. • Identify and recommend products that meet the customer’s needs and the Campany’s lending guidelines. • Meet with borrowers at their home, office, or any other convenient location to conduct loan interviews and collect all required application documentation, including income, assets, employment, and credit information, in compliance with RESPA, TILA, ECOA, and applicable state law. • Review active loan files as necessary to support and advance the LO’s sales and origination activities. • Develop referral sources from prior borrowers, real estate agents, financial planners, real estate attorneys or settlement companies, and any other ancillary business with potential to expand the LO business referral network by consistently attending local conferences, realtor events, networking events, local association events, home buyer seminars, or any other outside activities that would be expected to drive networking and referral opportunities. • Attend closings in order to be the proper liaison for Company as the transaction concludes. • Coordinate with processors, underwriters, appraisers, title companies, and closing agents to facilitate timely loan approval and closing; respond promptly to conditions and underwriting suspense items. • Provide borrowers with timely, accurate status updates throughout the loan process; communicate proactively regarding any delays, additional documentation requirements, or changes to loan terms. • Maintain a working knowledge of GSE guidelines (Fannie Mae/Freddie Mac), FHA, VA, USDA, and non-QM product overlays as applicable to Company’s product offerings; apply guideline knowledge to pre-qualify borrowers accurately. • Other duties and responsibilities as assigned.

🎯 Anforderungen

• Maintain active licensing required for lending activities. • Maintain Company Minimum Funding Standards. • Spend at least 80% of the work week outside of the office developing goals outlined in this description. • Ensure all loan origination activities comply with Regulation Z (12 C.F.R. § 1026.36), the SAFE Act, HMDA, Fair Lending laws, and all other applicable federal and state requirements. • Never steer borrowers to loan products on the basis of personal compensation. Present loan options objectively and in the best interest of the borrower, consistent with COMPANY’s anti-steering policy and Regulation Z requirements. • Maintain active NMLS licensure in all states in which loan origination occurs; complete required annual continuing education (CE); and promptly report any reportable events to the Company and applicable state regulators. • Adhere to all Company policies and procedures, including but not limited to the MLO Compensation Policy, Compensation Policy and Procedures, Anti-Steering Policy, Privacy Policy, UDAPP, and Fair Lending Policy; complete all required Company training programs on schedule. • Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability to achieve branch and personal goals.

🏖️ Vorteile

• Maintain active licensing required for lending activities. • Maintain Company Minimum Funding Standards. • Spend at least 80% of the work week outside of the office developing goals outlined in this description. • Ensure all loan origination activities comply with Regulation Z (12 C.F.R. § 1026.36), the SAFE Act, HMDA, Fair Lending laws, and all other applicable federal and state requirements. • Never steer borrowers to loan products on the basis of personal compensation. Present loan options objectively and in the best interest of the borrower, consistent with COMPANY’s anti-steering policy and Regulation Z requirements. • Maintain active NMLS licensure in all states in which loan origination occurs; complete required annual continuing education (CE); and promptly report any reportable events to the Company and applicable state regulators. • Adhere to all Company policies and procedures, including but not limited to the MLO Compensation Policy, Compensation Policy and Procedures, Anti-Steering Policy, Privacy Policy, UDAPP, and Fair Lending Policy; complete all required Company training programs on schedule. • Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability to achieve branch and personal goals.