Payment Operations Engineer

🕒 vor 7 Tagen

🇬🇧 Vereinigtes Königreich – Remote

⏰ Vollzeit

🟡 Mittelstufe

🟠 Senior

⚙️ Operations

🗣️🇺🇸🇬🇧 Englisch erforderlich

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Logo of Caliza

Caliza

2 - 10 Mitarbeiter

💳 Fintech

₿ Crypto

🔌 API

💰 €8.500.000 Seed Round - Caliza im 2024-07

Fintech • Crypto • API

Caliza ist eine Fintech-Plattform, die rechtskonforme Echtzeitzahlungen und eine USD-Kontoinfrastruktur für globale Unternehmen bereitstellt. Sie bietet sowohl ein Dashboard als auch entwicklerfreundliche APIs, um das globale Treasury, Mehrwährungskonten, Devisengeschäfte, sofortige grenzüberschreitende Auszahlungen, namentliche USD-Konten sowie Zahlungswege und Verwahrung mit Stablecoin-Unterstützung zu verwalten. Caliza zielt auf Anwendungsfälle wie Auszahlungen für Marktplätze und Plattformen, Geldüberweisungen, internationale Gehaltsabrechnungen, Supply Chain Finance, Import-/Exportzahlungen und integrierte Banking-Funktionen (ACH/Überweisungen) ab. Das Unternehmen legt großen Wert auf integrierte Compliance (bankgerechtes KYC/KYB, Sanktionen/PEP-Prüfungen, Transaktionsüberwachung), Sicherheit auf Unternehmensebene und Partnerschaften mit regulierten Finanzinstituten (z. B. Circle, HSBC, regionale Banken).

Beschreibung

• Serve as the technical point of contact for customers with payment problems • Answer technical API questions from live customers, including failed webhooks, error codes and unexpected payment statuses • Trace payments across the API, internal systems, ledger, partner banks, payment rails and blockchains • Determine expected behavior versus genuine bugs and escalate confirmed bugs to engineering with clear evidence • Work with partner banks and providers on investigations, returns and recalls • Support compliance with information requests about specific payments • Tag issue root causes to enable permanent fixes • Review new payment rails and corridors before launch from an operational perspective • Write SQL queries and scripts to automate repetitive work • Learn payment flows end to end across fiat rails and stablecoins • Handle most customer payment issues independently within three months • Own customer payment investigations during working hours and keep customers informed through resolution • Write runbooks for recurring issues • Build at least one tool or automation that measurably reduces manual work

🎯 Anforderungen

• 3+ years in a technical, customer-facing role at a fintech, payments company, bank or API-first business, such as technical support, payment operations or implementation • Solid understanding of payment statuses, settlement, cutoffs, finality, returns and recalls • Comfort reading JSON API requests, logs and webhooks • Working SQL and some scripting in Python or similar • Hands-on experience using AI tools in daily work for scripting, investigation or documentation, with judgment to check their output • Methodical approach to investigations, forming and checking hypotheses • Clear, calm communication with customers • Comfort with high autonomy and ambiguity in a fast-moving, remote startup • Professional English required • Must be authorized to work in country of residence • Visa sponsorship is not available • Background check may include criminal history, employment and education verification, and sanctions screening • Nice to have: experience with Fedwire, ACH, SPEI, SEPA or CNAPS; experience across more than one region; familiarity with ISO 20022 payment messages; experience with stablecoins, crypto wallets or block explorers; experience with partner or sponsor banks; familiarity with double-entry accounting and reconciliation

🏖️ Vorteile

• Benefits may include health coverage • Paid time off and holidays • Home office or equipment allowance • Professional development budget • In-person team offsites • Candidates based outside the US may be employed through an employer of record or engaged as contractors, with pay and benefits structured to local law and market practice • Reasonable accommodations during the hiring process

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