CRA Credit & Investment Business Strategy Manager

🕒 vor 2 Monaten

🇺🇸 Vereinigte Staaten – Remote

⏰ Vollzeit

🟠 Senior

🔴 Experte

🧐 Strategie

👻 Geisterscore 35%

Was es bedeutet: wie wahrscheinlich diese Stelle offen bleibt, ohne dass aktiv eingestellt wird.So liest du es: 60 % oder höher heißt, wir halten das für einen Geisterjob. Niedrigere Werte sind weniger bedenklich.Wie wir werten: Dauer offen, Neuveröffentlichungen, offene Stellen vs Teamgröße, wie schnell Stellen geschlossen werden, und ob ein Gehalt angegeben ist.Hinweis: eine Schätzung aus öffentlichen Daten, kein Urteil über das Unternehmen. Echte Stellen können hoch punkten, nutze es also als Hinweis, nicht als Fakt.

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SouthState Bank

WebsiteLinkedInAlle Stellen

1001 - 5000 Mitarbeiter

🏦 Bankwesen

💸 Finanzen

💳 Fintech

Banking • Finance • Fintech

SouthState Bank ist ein Finanzinstitut, das eine breite Palette von Bankprodukten und -dienstleistungen anbietet. Es bietet persönliche Banklösungen wie Giro- und Sparkonten, Kreditkarten sowie Online- und Mobile-Banking. Die Bank bietet auch Finanzierungsmöglichkeiten, einschließlich persönlicher Darlehen, Hypotheken und Kreditlinien auf Immobilien. Darüber hinaus bietet SouthState Bank Investitionsdienstleistungen wie Finanz- und Altersvorsorgeplanung. Für Unternehmen bietet sie Bankdienstleistungen für kleine Unternehmen und Geschäftskunden an, einschließlich Darlehen, Kreditlinien und Liquiditätsmanagement. Sie bieten zudem Vermögensverwaltungsdienste für private und Firmenkunden.

Beschreibung

• Develop and implement long-term community development credit and investment strategies across the Bank’s Assessment Areas • Assess CRA credit and investment opportunities aligned with CRA/Community Development and Bank strategic goals • Underwrite, structure, document, and lead underwriting and due diligence for qualifying CRA investments including LIHTC, NMTC, EQ2, SBIC, and others • Balance strategic goals, community impact, profitability, policy, and risk • Act as the internal CRA advocate with internal business line partners and external investors, developers, vendors, and other partners • Create and deploy strategies with senior leadership and community development stakeholders to enhance community development lending and investments • Align with business lines and regional/community leadership on local needs and community development opportunities • Support local leadership in investment opportunities and resources required for new community development loans and initiatives • Lead and support advocacy for new commercial and mortgage-related community development loans and investments • Conduct or support commercial and community development credit underwriting, analyzing financial statements, cash flow, collateral, repayment sources, global debt capacity, and risk factors • Evaluate, structure, and recommend community development loans and investments consistent with CRA objectives, credit policy, and risk appetite • Perform due diligence on LIHTC, NMTC, EQ2, loan funds, CDFI-related credit extensions, and securitized investments • Prepare or contribute to credit memos, investment summaries, approval packages, and portfolio monitoring materials • Collaborate with Credit, Finance, Risk, CRA Investment Working Group, Community Development Officers, and business line leaders • Monitor performance, covenant compliance, and impact/results of community development credit and investments • Identify and mitigate transaction, credit, operational, compliance, and strategic risks • Analyze data and prepare risk assessments and mitigation efforts • Engage internal and external stakeholders through communication, planning, networking, and volunteering • Present opportunities to drive Community Development Loan and Investment growth and build meaningful, lasting relationships • Take ownership of tasks and challenges in the assigned position

🎯 Anforderungen

• Bachelor’s Degree or equivalent work experience • 8+ years of experience in CRA/Community Development finance, commercial credit, underwriting, lending, and/or community development investments • Demonstrated experience evaluating community development loans, tax credit investments, structured finance, or securitized investment products • Experience partnering with credit/risk/legal/compliance/business line stakeholders in transaction execution • Experience in commercial credit analysis and underwriting non-profit and community development financing structures • Experience in financial statement spreading and cash flow analysis, credit risk assessment and risk rating concepts • Experience structuring and conducting due diligence on complex community development lending facilities such as LIHTC, NMTC, EQ2, and others • Experience and knowledge of securitized community development investment vehicles and related risk considerations • Ability to conduct due diligence for securitized community development investments • Ability to synthesize financial, community impacts, and regulatory factors into business line and leadership recommendations • Strong knowledge of the Community Reinvestment Act and Fair Lending Laws and regulations • Excellent verbal and written communication skills with the ability to prepare reports and presentations • Willingness to collaborate, work across business lines, adapt to change, pivot, and exercise discretion • Ability to effectively manage workflow and assignments and prioritize work • Attention to detail and accuracy • Ability to work well with diverse work groups and team-oriented activities • Expertise in stakeholder engagement, partnership development, and cross-functional development • Demonstrated success quantifying community development impact and leveraging data to tell compelling stories • Deep commitment to the Bank’s Core Values and understanding of the value of storytelling • Ability to communicate in person, on the phone, and through electronic channels • Ability to use a computer frequently, including typing and sustained attention to a monitor • Ability to sit, walk, and/or stand for extended periods and bend and reach

🏖️ Vorteile

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions • Remote work requires a secure and distraction-free setting with a reliable internet connection (cable or fiber preferred; mobile hotspots not acceptable)