Senior Product Engineer – Payments Risk

Job not on LinkedIn

🕒 September 14

🇪🇺 Europe – Remote

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

👻 Ghost score 21%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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WeTravel

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2016

💼 Consulting

📦 Logistics

✈️ Travel

💰 $27M Series B on 2022-10

Consulting • Logistics • Travel

WeTravel is a comprehensive booking and payments platform designed specifically for multi-day and group travel businesses. It enables over 5,000 travel companies to accept payments instantly, manage bookings efficiently, and facilitate global supplier transfers. The platform offers tools for creating stunning trip pages, payment processing with low fees, and easy booking management to enhance the customer journey and streamline operations for travel advisors and agencies.

📋 Description

• Own systems governing organizer signup assessment, payout holds, payout release speed, and account deterioration decisions • Assess organizers at signup and throughout the account lifecycle • Design reserves that reflect actual supplier obligations for trips • Consolidate exposure, disputes, balances, payout history, and verification state • Lead projects end-to-end from discovery and solution design through build, rollout, and monitoring • Collaborate with Product, Payment Operations, and KYC/Verification teams • Shape risk decisions, measurements, and automation of manual processes • Balance loss protection with legitimate organizer user experience • Own reliability of delivered systems • Participate in and improve the engineering team’s standards, culture, and practices

🎯 Requirements

• 7+ years of product engineering expertise • 4+ years dedicated to risk, fraud, or underwriting systems that move real money • Deep expertise in exposure and credit models, decision and rules engines, holds, reserves and payout limits, transaction monitoring, and ledgers • Strong backend mastery in Ruby on Rails, Kotlin, Python, Go, Java, or Node.js, with ability to ramp up on Ruby quickly • Direct production on-call experience, including authoring post-mortems and leading incident response • Excellent written and verbal communication skills • Cross-functional collaboration experience • Ability to thrive in a distributed, multicultural environment • Pragmatic adoption of AI tools, including ability to mentor and train others on AI concepts • Experience at a merchant of record, payment facilitator, marketplace, or lender is preferred • Experience automating a previously manual underwriting or periodic review program is preferred

🏖️ Benefits

• Competitive salary • Generous “Time to Recharge” policy with unlimited paid time off • Remote work for a maximum of 4 weeks per calendar year • 2-week cross-functional onboarding program • Annual team off-site • Cycle-to-work scheme (Swapfiets subscription) or commuting reimbursement • Monday/Thursday team lunches and after-work social events • Extensive paid family leave • Three paid volunteer days per year • Cutting-edge equipment and tools • Remote-friendly work culture • International team environment

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