Senior Underwriting Ops Associate

🕒 May 28

🇺🇸 United States – Remote

💵 $80k - $110k / year

⏰ Full Time

🟠 Senior

📋 Underwriter

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 16%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Arlo

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2022

🏥 Healthcare

💼 Consulting

📦 Logistics

💰 $4M Seed Round - Arlo on 2025-03

Healthcare • Consulting • Logistics

Arlo is a self-funded health plan and benefits platform for small and medium-sized businesses that delivers transparent, prevention-first health insurance with predictable pricing, zero-cost primary care and virtual urgent care, concierge support, and a mobile app to simplify administration for employers and brokers. It offers nationwide coverage in most states (excluding WA, NY, HI, DC, and OK), scales for teams of about 10–150 employees, and emphasizes upfront pricing, reduced claims denials, and year-over-year rate stability.

📋 Description

• Review and approve RFPs within established underwriting authority • Escalate borderline, complex, or out-of-range submissions • Validate broker submission and external-documentation inputs; correct errors where appropriate • Escalate systemic data issues to the data science team • Monitor underwriting funnel performance, including quote volume, close ratios, quote-to-bind conversion, and broker and segment mix • Identify and communicate drivers behind observed underwriting trends • Analyze the risk composition of quoted versus bound business • Surface early indicators of adverse selection or appetite drift • Triage in-flight quote inquiries and coordinate with sales operations on broker-facing communication • Partner with health plan operations on downstream execution of bound business • Develop and maintain underwriting reporting and dashboards • Define and refine operational metrics as the function scales

🎯 Requirements

• Substantive experience in group health, stop-loss or employee benefits underwriting through an underwriting, analytics, or operations role at a carrier, MGU, broker, or insurtech • Strong proficiency in Excel, including formula-driven models and organized reporting • Demonstrated attention to detail and ability to identify subtle errors in numerical and written data • Excellent internal communication skills and ability to work across data science, sales operations, and health plan operations • Comfort operating in an evolving environment where systems, processes, and tooling are actively being built • Preferred: Ability to query and analyze complex datasets independently using SQL, Python, or comparable tools • Preferred: Experience with machine learning, AI-assisted, or rules-based automation systems • Preferred: Familiarity with the self-insured market segment and distribution model

🏖️ Benefits

• Performance based bonus • High ownership and responsibility from day one • Growth and expansion opportunities • Rapid career development • Opportunity to apply AI to healthcare • High pace and high collaboration