Mortgage Specialist, Loan Officer, Originator

🔥 16 hours ago

🏈 Ohio, South Carolina – Remote

🏈 Ohio – Remote 🌴 South Carolina – Remote

⏰ Full Time

🔴 Lead

👻 Ghost score 12%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Equity Resources, Inc

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 1993

💸 Finance

🏠 Real Estate

👥 B2C

Finance • Real Estate • B2C

Equity Resources, Inc. is a mortgage lending company that specializes in helping individuals and families navigate the home buying and refinancing process. They offer a variety of loan programs including FHA, VA, and USDA loans, as well as down payment assistance options. With a focus on excellent customer service and streamlined online applications, Equity Resources aims to make the mortgage process easy and accessible for first-time home buyers and those looking to refinance their existing loans.

📋 Description

• Develop and maintain referral relationships with realtors, builders, industry professionals, past clients, and personal networks • Consult with clients, complete loan applications, answer questions, and provide guidance throughout the mortgage process • Evaluate borrower needs and financial information to recommend appropriate loan products, rates, and financing options • Manage the loan pipeline from application through closing • Ensure documentation is complete, accurate, and submitted on time • Provide timely loan updates and set clear expectations with borrowers, Realtors, referral partners, and internal support teams • Collaborate with processors, underwriters, and other team members to resolve challenges and keep loans moving forward • Maintain knowledge of mortgage products, rates, investor requirements, underwriting guidelines, and origination processes • Meet with clients and referral partners and represent Equity Resources within the local market • Follow applicable federal and state regulations, company policies, and lending requirements • Deliver knowledgeable, responsive, and personalized service to borrowers and referral partners

🎯 Requirements

• 3+ years of experience as a licensed Mortgage Loan Officer/Originator • Active state-specific mortgage license(s) or the ability to complete required national and state testing and obtain applicable licensing within the required timeframe • Bachelor’s degree in Business Management, Finance, Administration, or a related field, or an equivalent combination of education and relevant experience • Strong knowledge of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing procedures • Proven sales and customer service skills • Strong judgment, problem-solving, mathematical, organizational, and computer skills with a high level of accuracy • Excellent written and verbal communication skills • Ability to collaborate effectively with team members and all levels of the organization • Self-motivated and team-oriented • Strong desire to succeed and excel in a competitive environment

🏖️ Benefits

• Medical, dental & vision insurance • HSA & FSA options • Company-paid life & AD&D insurance • Short- & long-term disability coverage • Voluntary supplemental insurance options • Pet insurance • Additional employee programs, discounts & services • 401(k) with company match • Dedicated processing support • Direct access to underwriting • 8-person marketing team • Personalized marketing campaigns • CRM tools • Social media support • Personalized business development support • Diverse range of Conventional, government, construction, renovation, and specialty loan programs

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