Analyst, Credit Bureau Reporting and Corrections

🔥 13 hours ago

🇺🇸 United States – Remote

💵 $30 - $32 / hour

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Carrington Holding Company, LLC

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2003

🏠 Real Estate

💸 Finance

🤝 B2B

Real Estate • Finance • B2B

Carrington Holding Company, LLC is a diversified residential real estate and mortgage services platform that provides end-to-end homeownership solutions. It operates retail, wholesale and correspondent mortgage lending channels (including products for borrowers with lower credit or down payments), mortgage loan servicing (including large Ginnie Mae servicing balances), real estate brokerage (Vylla Home), title and escrow services, foreclosure trustee services, property/asset management, and alternative asset management through Carrington Capital Management. The firm also pursues acquisitions and partnerships to expand its servicing and retail capabilities and offers technology-driven tools to support borrower communications and servicing operations.

📋 Description

• Investigate credit reporting disputes by analyzing company records against Metro 2 credit reporting standards and company policy • Respond to credit disputes through Automated Consumer Dispute Verification via E-Oscar • Submit credit corrections or updates using Automated Universal Data forms via E-Oscar • Determine whether credit reporting corrections are warranted and research, modify, or correct reporting • Make required loan updates and ensure proper system notation • Collaborate with internal departments to resolve inquiries and complaints • Track trends and report findings to management • Research payment histories, payments posted, escrow disbursements, escrow analysis, loan balances, ARM adjustments, and cash applications • Handle escalated credit reporting issues • Support internal business units as needed • Keep current with RESPA, TILA, FCRA, and CFPB regulations • Follow department and company policies and procedures • Perform other duties and projects as assigned

🎯 Requirements

• Familiarity with Metro 2 format is a plus • Knowledge/Experience with credit reporting and FCRA is preferred • Working knowledge of federal and state laws and guidelines pertaining to mortgage servicing, including RESPA and CFPB • Strong working knowledge of mortgage servicing operations, including payment processing, escrow, taxes, insurance, boarding, and credit reporting • Strong research and analytical skills • Ability to work accurately in a production-driven environment • Exceptional verbal and written communication skills • Ability to work independently under tight deadlines • Knowledge of Microsoft Office Suite • Knowledge of relevant industry-specific software packages preferred • Excellent critical thinking, problem-solving, and sound judgment skills • Team player with strong attention to detail • Ability to make decisions significantly impacting department credibility, operations, and services • Ability to manage and prioritize multiple simultaneous assignments while meeting deadlines • Ability to understand opposing viewpoints on complex issues and negotiate and integrate different viewpoints • Bachelor’s degree or equivalent work experience • Three (3) to five (5) years of related work experience in mortgage servicing, the financial industry, and/or handling credit bureau disputes

🏖️ Benefits

• Comprehensive healthcare plans for you and your family • Discretionary 401(k) match of 50% of the first 4% of pay contributed • Fitness, restaurant, retail, and other discounts through the employee portal • Customized training programs • Employee referral bonuses • Educational reimbursement • Carrington Charitable Foundation community initiatives • Remote work from home