Mortgage Loan Processor II

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Centennial Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1999

🏦 Banking

💸 Finance

Banking • Finance

Centennial Bank is a regional commercial bank that provides a full range of personal and business banking services, including checking and savings accounts, mortgages, personal and business loans, treasury and cash management, SBA lending, dealer and floorplan finance, and wealth/insurance offerings. The bank operates branches across several states (including Alabama, Arkansas, Florida and New York), emphasizes secure online and mobile banking, fraud prevention and customer accessibility, and positions itself as a strong, stable institution serving both consumer and business customers.

📋 Description

• Process mortgage loans from application to closing while complying with legal and regulatory guidelines • Answer incoming calls and customer questions about mortgage loans and loans in process • Process FHA, VA, Conventional, Bond, and RD loans • Process verifications, pull credit reports, order appraisals and title work, run automated underwriting systems, and pull flood certificates • Prepare loan files for underwriting, follow up with underwriting, and clear underwriting conditions • Correspond with customers, real estate agents, appraisers, and title companies to obtain required information • Prepare month-end reports for banks and regulatory agencies • Work directly with Mortgage Loan Officers to provide customer service • Refer customers to other bank personnel as needed • Research information in Bankway, Fortis, Image Center, and Dimension • Perform daily duties in bank and mortgage operating systems including DO, DU, LP, Encompass, and DocMagic • Identify cross-selling opportunities • Review files for completeness, qualification, and compliance • Communicate deficiencies and required file changes to loan officers and customers • Communicate loan status updates to realtors and customers • Communicate with underwriters during the approval process • Perform other related duties as assigned

🎯 Requirements

• High school diploma or its equivalent • 3+ years of mortgage loan processing experience required • 3+ years hands-on experience processing Conventional, FHA, VA, RD, and Bond loans preferred • 1 year experience with Encompass Anywhere preferred • 5+ years experience using personal computers • Experience using Microsoft Office Products • Proficient telephone and customer service skills • Ability to sit for long periods • Ability to lift 15 lbs • Ability to multi-task • Knowledge of a specialized field, such as basic accounting or computers • Equivalent of four years in high school, plus specialized training equal to two years of college, plus 3 years related experience and/or training, and 12 to 18 months related management experience, or equivalent combination of education and experience • Ability to read and understand policy manuals, safety rules, operating and maintenance instructions, and procedure manuals • Ability to write routine reports and correspondence • Ability to calculate figures and amounts including discounts, interest, commissions, proportions, percentages, area, circumference, and volume • Ability to apply fractions, ratios, and proportions to practical situations • Ability to follow written, oral, or diagrammed instructions and handle routine problems • Intermediate proficiency in 10-Key, accounting, alphanumeric data entry, and word processing/typing • Basic proficiency in contact management, database, and spreadsheet software • Ability to work in a constant state of alertness and in a safe manner • Completion of required BSA/AML training and other assigned compliance training

🏖️ Benefits

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities • Reasonable accommodations for applicants and employees with disabilities • Full-time remote work arrangement