Loan Officer

🕒 August 19

🌽 Illinois – Remote

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⏰ Full Time

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

👻 Ghost score 20%

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Logo of Cornerstone Capital Bank

Cornerstone Capital Bank

51 - 200 employees

🏦 Banking

💸 Finance

Banking • Finance

Cornerstone Capital Bank is a community-focused national bank formed by the merger of Cornerstone Home Lending and Roscoe Bank that provides mortgage origination and servicing, personal and commercial banking, and institutional treasury and liquidity services. The bank emphasizes customer service, stability, and digital convenience, offering fee-free deposit accounts, national ATM access, wire and ACH transfers, and integrated mobile banking alongside personalized, one-on-one financial support. It serves consumers, businesses, and other financial institutions with a broad suite of banking and home-lending products.

📋 Description

• Provide excellent customer service • Manage client relationships and identify client service and sales needs • Respond to customer inquiries and referrals generated from contacts • Conduct interviews with prospective borrowers to analyze financial and credit data • Market, promote, and sell Company loan products • Negotiate rates and terms • Define and manage customer loan process expectations • Monitor and manage workflow to ensure timely closing • Maintain product knowledge and stay up to date on changes to market conditions • Comply with all applicable laws and regulations related to residential mortgage lending • Promote and sell Company loan products and services to potential customers • Support accurate and timely closing processes within a goal-oriented mortgage team

🎯 Requirements

• Minimum 2 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment • Must be appropriately licensed by the applicable regulator in each state in which he/she does licensee activities, or be able to gain the license within 60 days of start date • Excellent communication skills required • Strong organizational, problem-solving, and analytical skills required • Time management skills • Organization • Positive attitude

🏖️ Benefits

• Competitive salary • Full benefits package • Potential for a performance-based bonus dependent upon position/department • Ongoing investment in employees as valuable assets

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