Senior Product Manager, Financial Data Intelligence

🔥 12 hours ago

🇺🇸 United States – Remote

💵 $150k - $200k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Dave

WebsiteLinkedInAll Job Openings

201 - 500 employees

💳 Fintech

🏦 Banking

👥 B2C

Fintech • Banking • B2C

Dave is a financial services company that aims to provide a fair and affordable banking experience for individuals who feel overlooked by traditional banks. The company was founded on the belief that banks have built products that are often predatory, exemplified by high overdraft fees. In an effort to combat this, Dave offers features like $500 advances, fee-free goal tracking, and support for individuals seeking side hustles to improve their financial situations. Their mission revolves around leveling the financial playing field and making financial solutions accessible to everyone.

📋 Description

• Define and drive a multi-quarter roadmap for the financial data platform • Own vendor integration, ingestion, normalization, storage, and access for downstream use cases • Partner with Data Science and Engineering to build financial data products and signals, including income detection, cash-flow features, and repayment indicators • Lead discovery and evaluation of new financial data sources, APIs, and partnerships from pilot to production • Manage relationships with data aggregators and third-party data providers • Set standards and monitoring for data accuracy, coverage, latency, and compliance • Define and report platform KPIs and connect data improvements to approval rates, loss rates, and member retention • Drive opportunities where financial data can enable new credit products, features, and member experiences • Report to the Director of Product Management and collaborate with Engineering, Data Science, Growth/Marketing, and Compliance

🎯 Requirements

• 5+ years of product management experience, including 2+ years in fintech, lending, or financial data products • Strong understanding of financial data systems, such as transaction data, account aggregation, credit bureau data, or payments infrastructure • Proven track record of building data platforms, APIs, or decisioning systems in a regulated environment • Experience managing external vendors and data partners, from evaluation and contracting input through integration and ongoing performance management • Strong analytical skills • Comfortable using SQL and BI tools such as Mode, Looker, or Tableau • Excellent communication skills and ability to translate complex data and risk requirements into clear product specifications • Strong sense of urgency and ability to move quickly without compromising data quality • Proven ability to use AI tools to speed up data analysis, product discovery, and execution • Bachelor's degree in a quantitative field such as Statistics, Economics, Science, or Engineering, or equivalent practical experience • Experience with cash advance, credit, or lending products • Knowledge of underwriting, repayment prediction, or risk modeling • Familiarity with Plaid, MX, Finicity, or similar data aggregation platforms • Hands-on familiarity with data pipelines, data modeling, or ML feature engineering • Experience running A/B tests or champion/challenger experiments

🏖️ Benefits

• Equity • Flexible hours • Virtual-first work culture • Home office stipend • Premium Medical, Dental, and Vision Insurance plans • Generous paid parental and caregiver leave • 401(k) savings plan with matching contributions • Financial advisor and financial wellness support • Flexible PTO • Generous company holidays, including Juneteenth and Winter Break • All-company in-person events once or twice a year • Virtual events throughout to connect with team members and leadership team