
201 - 500 employees
Insurance
Ethos is a life insurance provider offering a fast and convenient way for customers to apply for and receive life insurance coverage. Specializing in no-medical-exam policies, Ethos allows individuals to secure life insurance quickly, with coverage options ranging from term life for various durations to guaranteed whole life policies. The company emphasizes ease of use, providing online tools such as coverage calculators and educational resources, as well as customer and agent support. Ethos also offers additional benefits like estate planning aids as part of its insurance packages.
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201 - 500 employees
Insurance
Ethos is a life insurance provider offering a fast and convenient way for customers to apply for and receive life insurance coverage. Specializing in no-medical-exam policies, Ethos allows individuals to secure life insurance quickly, with coverage options ranging from term life for various durations to guaranteed whole life policies. The company emphasizes ease of use, providing online tools such as coverage calculators and educational resources, as well as customer and agent support. Ethos also offers additional benefits like estate planning aids as part of its insurance packages.
• Understand underwriting policies, guidelines, practices and procedures • Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background • Communicate effectively both written and verbally to explain underwriting decisions • Influence and champion changes to improve processes while maintaining mortality expectations • Work efficiently to gather information necessary for decision making • Ability to independently work assigned requests with minimal direction • Comfortable with ambiguity
• 5-7 years Life/Health Insurance experience • 4 year degree preferred • In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU • Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) • Experience with underwriting rules engines • Term and permanent, adult and juvenile life insurance underwriting • Growth mindset, ability to think critically and problem solve independently • Ability to take constructive feedback from peers, auditors and managers • Positive, inclusive, agile, and collaborative mindset • Strong verbal and written communication skills • Desire to be a team player in a dynamic environment
• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development
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