SBA Regional Credit Officer – SBA 7A

Job not on LinkedIn

🔥 28 minutes ago

🌲 North Carolina – Remote

🌲 North Carolina – Remote

💵 $105k - $140k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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First Citizens Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

🏥 Healthcare

🏭 Manufacturing

📦 Logistics

💰 Post-IPO Debt on 2021-05

Healthcare • Manufacturing • Logistics

First Citizens Bank is a comprehensive financial institution offering a wide range of services to individuals, families, businesses, and nonprofits. Their offerings include personal and commercial banking services, loans, mortgages, investment solutions, and insurance products. Known for their commitment to customer service and financial expertise, the bank serves a variety of sectors including agribusiness, healthcare, and manufacturing, ensuring tailored financial solutions for their clients.

📋 Description

• Review, analyze, negotiate, decline, and approve SBA loans and servicing plans • Assess credit risks and establish appropriate grades • Ensure loan decisions are consistent, objective, compliant, and aligned with Bank and customer needs • Communicate credit decisions to all involved parties and recommend further action • Maintain current knowledge of market and industry trends affecting credit extension • Communicate lending-related changes to lending personnel • Advise credit approval associates within the assigned region on credit analysis, negotiation, strategy, and underwriting • Serve as the primary contact for associates regarding the SBA loan decision process • Establish and maintain working relationships with management, associates, and business units • Represent the SBA department on various committees • Participate in civic and trade groups to network for the Bank's benefit • Identify training needs, process improvements, and skill deficiencies among line units • Recommend departmental policies and procedures to address identified issues • Assist in mitigating loss, delinquency, and overall risk for an assigned credit portfolio • Provide guidance and mentorship to less experienced credit approval associates

🎯 Requirements

• Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in SBA credit analysis, lending, or underwriting and credit approval • Knowledge of financial principles and concepts • Experience in SBA credit analysis, lending, or underwriting and credit approval • Ability to analyze, negotiate, decline, and approve SBA loans and servicing plans • Ability to assess credit risks and establish appropriate grades • Knowledge of SBA SOP and credit policies and procedures • Ability to communicate credit decisions to involved parties • Knowledge of market and industry trends affecting the extension of credit • Ability to advise credit approval associates on analyzing, negotiating, strategizing, and underwriting credits • Ability to establish and maintain working relationships with management, associates, and business units • Ability to identify training needs, process improvements, and skill deficiencies • Ability to work remotely in an East Coast market

🏖️ Benefits

• Competitive, thoughtfully designed and quality benefits program • Benefits may include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment

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