Senior Home Loan Processor

🔥 49 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $30 - $36 / hour

⏰ Full Time

🟠 Senior

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Golden 1 Credit Union

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1933

🏦 Banking

💸 Finance

Banking • Finance

Golden 1 Credit Union is a member-owned credit union headquartered in Sacramento, California. It provides retail and business banking and a wide range of consumer financial services, including multiple checking and savings options, term certificates and IRAs, mortgages and home equity products, auto and personal loans, credit cards, investing and wealth services, and insurance and protection options. The credit union emphasizes online and mobile banking tools, member rewards and cashback programs, financial education, community grants and scholarships, and partnerships (for example with the Golden 1 Center/Sacramento Kings).

📋 Description

• Organize, and execute processes related to 1st mortgage and equity loans. • Effectively manage a pipeline of mixed product types including: conventional, FHA and jumbo products, purchase and refinance transactions. • Partner with internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing. • Coordinate and communicate information with Members, Home Loan Advisors, and Vendors for loan transaction as it relates to loan processing. • Coordinate the ordering of title reports, flood certificates, FHA case numbers, and follow up on appraisal orders. • Review all documentation received for accuracy and determine if additional research or documentation is required. • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position. • Review and calculate income, including tax returns, and funds verification from documentation received in accordance with investor guidelines.

🎯 Requirements

• Successful completion of High School curriculum preferred. Additional work experience may be considered in lieu of a High School diploma. • Five years or more experience in a financial institution processing Home Loans handling routine to complex processes. • Recent experience processing FHA loans is required. • Strong analytical and research skills. • Maintain knowledge of real estate industry Golden 1’s policies/procedures & guidelines, and various investor guidelines, including Fannie Mae and FHA. • Strong oral and written communication skills. • Strong interpersonal skills. • Strong member relation skills. • Accuracy in calculating income related loan transactions. • Ability to manage high volume telephone contact. Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate.