Senior Analyst, Credit

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $72.3k - $100k / year

⏰ Full Time

🟠 Senior

🧐 Analyst

👻 Ghost score 2%

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Logo of Hotel Engine

Hotel Engine

201 - 500 employees

Founded 2018

🏨 Hospitality

📦 Logistics

🛍️ eCommerce

💰 $65M Series B on 2021-12

Hospitality • Logistics • eCommerce

Hotel Engine is a powerful platform that simplifies business travel by allowing companies to easily book, manage, and save on travel needs. The platform offers access to over 750,000 hotels globally, enabling seamless reservations for various group sizes, from small teams to large corporate events. With features like centralized reporting, flexible payment options, and dedicated support, Hotel Engine aims to streamline the travel experience for both organizations and individual travelers, ensuring significant savings in time and money.

📋 Description

• Work the Engine X credit underwriting queue from receipt to decision • Apply the credit decision framework with speed and documented rationale • Run KYB verification, validate business identity, interpret D&B and equivalent bureau data, and assess creditworthiness • Flag underwriting workflow steps that can be systematized or removed • Document every decision for exception review and regulatory defensibility • Identify shared signals, exception trends, and emerging risk indicators across applications • Support backtest analysis for proposed rule changes using historical application data • Contribute to SOP development and documentation as the credit framework matures • Coordinate with the Fraud team on overlapping application-stage fraud and credit-risk signals

🎯 Requirements

• 3+ years of commercial or business credit analysis or underwriting experience • Experience owning the full credit decision lifecycle independently • D&B or equivalent commercial credit bureau experience • KYB process execution • Automation mindset and ability to identify processes for systematization • Strong documentation suitable for exception review or regulatory defensibility • Ability to identify patterns across applications and flag policy gaps proactively • Fintech, corporate card, or SMB credit environment strongly preferred • SQL or Google Sheets / Excel for data analysis a plus • Experience contributing to SOP or credit policy documentation a plus

🏖️ Benefits

• Competitive base pay tied to role and experience • Equity for all employees • Some roles are eligible for bonuses or commissions • Benefits package available at engine.com/culture • Hybrid-hub model with office or fully remote environments and needed support

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