Product Manager – P&C Business Product

🕒 April 2

🇺🇸 United States – Remote

💵 $125k - $150k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

✅ Product Manager

👻 Ghost score 41%

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Logo of ISC (Integrated Specialty Coverages, LLC)

ISC (Integrated Specialty Coverages, LLC)

201 - 500 employees

🏗️ Construction

🏨 Hospitality

📦 Logistics

Construction • Hospitality • Logistics

ISC (Integrated Specialty Coverages, LLC) is a dynamic company specializing in providing a wide range of insurance programs tailored to various industries. Their offerings include general liability, excess liability, and professional liability insurance for sectors such as construction, hospitality, marine, trucking, entertainment, and more. ISC is known for its innovative use of AI underwriting to enhance the speed and efficiency of insurance distribution, offering competitive rates and comprehensive coverage through a fully digital platform. The company has been recognized for its excellence and awarded for its achievements in the insurance sector.

📋 Description

• Develop and maintain product scorecards to monitor key product performance indicators and identify trends, opportunities, and actionable recommendations. • Acquire subject matter expertise on insured policy and claim data, including retention, storage, reporting, and visualization. • Use SQL, Python, and other analytical applications to acquire, summarize, and report policy, premium, and loss data. • Work with underwriting leaders to manage rating plans, pricing strategies, premium and exposure trends, and underwriter discretionary rating activity. • Identify price segmentation opportunities and lead implementation with the technology team. • Manage policy form kits, including ISO, carrier-specific, and proprietary forms and applications. • Define requirements to streamline, structure, and automate underwriting and policy issuance processes. • Evaluate third-party data sources to improve process efficiency or risk assessment. • Ensure loss runs from claims TPAs are properly ingested, archived, and reported. • Analyze loss results considering statistical credibility and loss development maturity. • Evaluate competitors, market segments, competitive advantages, and product enhancement opportunities. • Optimize financial results by balancing production, loss ratio, agency commission, and fees. • Report to the VP of Product Management and Actuarial.

🎯 Requirements

• Bachelor's degree required; quantitative discipline preferred • 2–3 years of P&C insurance product management experience, or 3–5 years of P&C insurance Product Analyst experience • Familiarity with P&C insurance policy and claims workflows, data, and relevant metrics • Experience with commercial lines rating plans using ISO loss costs or proprietary rating plans • Expertise in insurance pricing strategies, particularly in property and casualty insurance • Demonstrated process analysis and automation competency • Strong analytical and data skills; Excel power user • Experience with SQL, Python, or other data extraction and reporting tools • Working knowledge of actuarial fundamentals, including loss development triangles, rate level indications, premium trends, loss trends, and credibility • Exceptional communication and interpersonal skills • Must be legally authorized to work in the United States

🏖️ Benefits

• Bonus pay • Comprehensive medical, dental, and vision insurance • 401(k) plan with company match contribution • Paid time off • Professional development opportunities • Employee Ownership Program • Owner Referral Program • Work from home reimbursement for remote/hybrid roles • Canary emergency financial assistance program • Life/AD&D Insurance • Confidential Employee Assistance Program • Health Savings Account with company contribution • Short-term disability • Voluntary supplemental accident, critical illness, and hospital insurance • Employee discounts • Addition Wealth Financial Wellness Program • Various Time Off Programs • 11 company paid holidays

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