Senior Complex Claims Adjuster

🔥 18 minutes ago

🇺🇸 United States – Remote

💵 $80k - $100k / year

⏰ Full Time

🟠 Senior

📋 Claims Specialist

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

Apply Now

Find Similar Remote Jobs

Receive Emails For Remote Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Kin Insurance

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2016

💸 Finance

👥 B2C

Finance • B2C

Kin Insurance is a digital insurance company that offers homeowners, landlord, condo, mobile home, high-value home, flood, and auto insurance, along with mortgage products such as home loans, refinancing, home equity loans, and HELOCs. Kin emphasizes affordable, easy online quoting and policy management, claims support, and customer service, operating directly to consumers across multiple U. S. states.

📋 Description

• Examining and appropriately interpreting insureds’ policies, forms in force, and other records to determine coverage and extent of company’s liability • Drafting, approving, and adjusting estimates of damage and loss amounts utilizing Xactimate and Xactanalysis • Using varying methods of investigation, including taking thorough recorded statements, consulting with police, fire departments inspecting property damage, and reviewing documentation • Writing clear, concise diary notes, managing and collaborating with vendors on field assignments, setting and saving contacts, and issuing payments • Appropriately applying knowledge of multiple state statutes, including the insurance code of ethics, rules, regulations, and guidelines • Negotiating with attorneys and/or public adjusters to achieve fair and equitable settlements

🎯 Requirements

• 3+ years of first-party property claims adjusting experience directly with a carrier, with expertise handling files with exposure up to $100,000, demonstrating deep knowledge of policy interpretation and claims processes. • Hands-on experience managing attorney- and public adjuster-represented claims is preferred, showcasing strong negotiation and conflict resolution skills. • Proven ability to manage vendor relationships and negotiate effectively to drive favorable outcomes. • Experience drafting complex reservation of rights letters, coverage denial letters, and release letters. • Proven ability to conduct thorough and effective recorded statements in support of claim investigations. • Ability to recognize potential fraud indicators and identify subrogation opportunities within a claim file. • Skilled in Xactimate/Xactanalysis, with strong technical acumen across platforms like Excel, Snapsheet, Slack, and CRM systems. • Exceptional interpersonal skills with a track record of guiding policyholders through challenging situations with empathy and professionalism. • Serves as a resource and mentor to less experienced claims team members, supporting their professional development and ensuring consistency in claims handling practices. • Familiarity with the litigation process, including prior deposition and/or mediation experience preferred • Working knowledge of insurance laws, good faith practices, timelines, and regulatory requirements across multiple states.

🏖️ Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level • 401(k) with company match up to 4% of eligible earnings • Multiple medical plan options, plus dental and vision coverage • Company-funded HSA contributions (based on medical plan selection) • Company-paid life insurance and short-term disability • Employee referral bonuses • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance • Access to mental health support and confidential counseling resources • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents • Career mobility and internal growth opportunities across the organization • Professional development budgets for certifications, conferences, and learning available, subject to management approval