Product Manager – New Vertical, ex-founder or ex-private equity

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $180k - $270k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

👻 Ghost score 18%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Kovo

WebsiteLinkedInAll Job Openings

1 - 10 employees

💳 Fintech

Fintech

Kovo is a company that offers credit-building services designed to help individuals improve their credit scores. With no credit check required, Kovo provides customers with the opportunity to make timely payments which are reported to all four major credit bureaus: TransUnion, Equifax, Experian, and Innovis. This service allows users to potentially enhance their creditworthiness by tracking their FICO scores and earning cash rewards for their credit-building activities. Additionally, Kovo offers identity monitoring to protect customers against data breaches and identity theft. Kovo positions itself as a public benefit corporation, focusing on providing value and improving financial opportunities for its customers.

📋 Description

• Choose and build Kovo's next consumer financial product vertical from zero to one • Prototype candidate verticals in sandbox environments and test them with real customers • Conduct customer conversations and partner research • Model CAC payback, loss rates, margins, and unit economics • Present founders with recommendations and supporting evidence • Design the smallest-footprint product version with legal and compliance • Reuse Kovo's existing identity, payments, credit reporting, and customer-base capabilities • Ship the first version, including customer flows, integrations, events, and experiments • Partner with backend engineering on the ledger, money movement, and funds-related systems • Collaborate with design and frontend engineering • Launch the product to a segment of existing customers • Set the vertical's north star, roadmap, and quarterly plans • Own conversion, losses, payback, and retention metrics • Own the technical side of partner and vendor integrations • Design cross-sell between the new vertical and the credit builder vertical • Report to one of the founders

🎯 Requirements

• Founder, co-founder, or founding engineer who owned a product end to end; or private equity, growth equity, credit investing, or strategic finance experience followed by an early operator role at a fintech where you built a business line • Experience taking a consumer product from zero to one • Consumer fintech experience in lending, payments, cash advance, banking, cards, or similar • Experience working inside a bank or lending partnership program • Deep understanding of finance and unit economics • Ability to prototype with working code rather than only presentations • Ability to work with legal and compliance to design products requiring fewer licenses and obligations • Ability to pull numbers independently in SQL and product analytics • Clear, concise writing • Comfortable in a high-intensity, remote role with full ownership and little scaffolding • Heavy use of AI agents and ability to hold their output to a high standard • Bonus: recently shipped production code in TypeScript, React, or similar

🏖️ Benefits

• 0.06% – 0.13% equity • Benefits offered • Fully remote work • High ownership with minimal bureaucracy • Speed, learning, and impact as core values • Direct impact on access to credit

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