Disability Claims – Underwriting Specialist

🔥 0 minutes ago

🌐 United States, Canada, +1 more countries – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote 🇬🇧 United Kingdom – Remote

💵 $800 / year

⏳ Contract/Temporary

🟢 Junior

🟡 Mid-level

📋 Underwriter

🚫👨‍🎓 No degree required

👻 Ghost score 0%

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Mercor

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2023

🔥 Funding within the last year

💰 $350M Series C - Mercor on 2025-10

Mercor is a company for which no descriptive text was provided in the input. Additional information (products, services, target customers, or industry specifics) is needed to create an accurate summary and select appropriate industries.

📋 Description

• Design realistic scenarios involving short- and long-term disability claims, elimination periods, own-occupation and any-occupation definitions, residual and partial disability, offsets, recurrent disability, and claim duration management • Create claim determinations, benefit calculations, medical and vocational evidence summaries, transferable-skills analyses, return-to-work plans, and appeal decisions • Write “golden” reference responses at experienced disability-professional quality • Grade AI-generated responses against structured rubrics for definitional accuracy, evidentiary support, benefit-calculation correctness, and procedural fairness • Identify misapplied disability definitions, unsupported functional conclusions, missed offsets, incorrect benefit math, and failures to document the administrative record • Provide written feedback to the research team to improve model behavior • Participate in onboarding office hours and calibration sessions

🎯 Requirements

• 2+ years of professional experience in disability claims adjudication, disability underwriting, vocational rehabilitation, or leave and absence management • Experience with at least one program type: group short-term disability, group long-term disability, individual disability income, statutory disability, or life waiver of premium • Understanding of contract definitions, elimination periods, offsets, pre-existing-condition provisions, and maximum benefit periods • Ability to weigh medical, occupational, and financial evidence and articulate a defensible determination with documented rationale • Excellent written analysis, balanced judgment, and high attention to detail • Ability to distinguish claim adjudication from treating-provider clinical decisions and formal legal advice • Bonus: CRC, CDMS, CCM, CPDM, RN, or comparable clinical or vocational credential • Experience with ERISA administrative records, appeals, or litigation support • Individual disability income underwriting, including occupation class and financial underwriting • Social Security, workers compensation, or other-income offset coordination experience • Experience with FMLA, state leave programs, or ADA accommodation interaction • Remote location eligibility limited to the United States, Canada, or United Kingdom

🏖️ Benefits

• $800 per task • Minimum 20 hours per week (ideally 40+) • Flexible remote work • Up to $250 for each successful referral • Reasonable accommodations upon request