Senior Financial Data Reconciliation Analyst

🔥 18 hours ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $153.9k - $192.3k / year

⏰ Full Time

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Design and implement end-to-end reconciliations for new and existing products and funds flows • Develop and maintain data transformations, enrichment logic, and matching rules across internal and external systems • Monitor and investigate reconciliation exceptions, lead root-cause analysis, and coordinate durable fixes with Product, Engineering, Finance, and banking partners • Build monitoring, alerting, and reporting for reconciliation risks, trends, and improvement opportunities • Define reconciliation requirements and technical specifications for new products and funds flows • Partner with Accounting on month-end close and audit readiness by preparing reconciliation analyses, summaries, and supporting documentation • Shape and execute the reconciliation control roadmap and lead cross-functional initiatives • Mentor other analysts through hands-on coaching

🎯 Requirements

• 6+ years of experience working with complex transactional and financial data in fintech or financial services, including reconciliation, settlement, payment operations, and accounting • Working knowledge of banking payment rails and card networks, including ACH, wire transfers, RTP, FedNow, Visa, and Mastercard • Understanding of transaction flows, clearing, settlement, returns, and exception handling • Advanced SQL skills • Hands-on experience developing and maintaining data transformation pipelines, such as dbt or similar • Strong analytical skills and experience investigating and resolving complex financial data discrepancies • Familiarity with enterprise reconciliation or matching tools, such as Blackline or similar platforms • Experience building monitoring or BI dashboards using tools such as Omni, Looker, or Tableau • Track record of leading cross-functional initiatives and driving alignment across technical and non-technical partners • Experience mentoring or developing other analysts • Experience supporting audits, regulatory reporting, or financial-control testing

🏖️ Benefits

• Base salary • Equity (stock options/RSUs) • Benefits • Equal Employment Opportunity employer • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs