Senior Product Manager – Consumer Credit Card

Job not on LinkedIn

🔥 0 minutes ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $200.7k - $250.9k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Build a card people put at the front of the wallet and recommend without being asked • Take the card from zero to launch, deciding what ships first and carrying it through program setup and compliance sign-off • Own the application experience, wait, and approval answer while underwriting owns the model • Own how customers experience their credit line, including increases and decreases • Own the customer proposition, including rewards, redemption, and pricing, and understand the economics that fund it • Set the craft bar across copy, disclosures, latency, and empty states • Drive AI use where it meaningfully improves the experience • Own balances, interest, minimum payments, and reconciling statements • Grow acquisition, activation, retention, and compounding growth loops • Align engineering, design, data, risk, compliance, legal, marketing, support, and partners behind a cohesive card plan

🎯 Requirements

• 6+ years building consumer products, including at least one where money moved and errors were expensive • Experience launching consumer products people chose to use • Fluency in credit, or the capacity to acquire it fast: approval rates, line assignment, vintage curves, charge-off, interchange, and rewards liability • Exceptionally high bar for craft, and a customer-centered, data-driven, and experimentation-oriented approach • Experience shipping AI-led products to real consumers • Exceptional cross-functional collaboration across engineering, design, data, risk, compliance, and partners • Sound judgment in a regulated environment • Nice to have: card issuing, lending, or payments experience, and familiarity with Reg Z and the CARD Act

🏖️ Benefits

• Equity (stock options/RSUs) • Benefits • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs