Claims Specialist II

🔥 14 hours ago

🏄 California – Remote

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💵 $29 / hour

⏰ Full Time

🟢 Junior

📋 Claims Specialist

🚫👨‍🎓 No degree required

🦅 H1B Visa Sponsor

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👻 Ghost score 0%

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Logo of Mercury Insurance

Mercury Insurance

5001 - 10000 employees

Founded 1962

🚘 Automotive

💼 Consulting

📦 Logistics

Automotive • Consulting • Logistics

Mercury Insurance is a leading provider of insurance products, focusing on protecting individuals and their assets with a commitment to privacy and customer service. The company operates through independent agents and offers a range of insurance services including auto, home, and other personal insurance products. Mercury Insurance prioritizes the security of personal information and compliance with privacy laws, ensuring that customer data is handled with care and only shared when necessary for account servicing or as legally required.

📋 Description

• Guide customers through the claims process with ongoing guidance and support • Investigate and process claims for vehicle and other property damage and moderate bodily injury • Focus on accurate and efficient claims handling to prevent unnecessary expenses • Provide high-quality customer service throughout the claims process • Review and explain coverage details and claims procedures • Set reserves for anticipated expenses • Arrange vehicle inspections and rental authorizations • Address customer inquiries and concerns to ensure satisfaction and retention • Obtain information from involved parties and witnesses by phone, email, text, and letter • Review law enforcement reports and gather additional evidence such as dash-cam and surveillance video • Assess facts of loss and determine liability • Identify and escalate high-risk files involving significant indemnity exposure or suspected fraud • Analyze medical records and evaluate, negotiate, and settle moderate bodily injury claims • Coordinate with legal counsel for represented claimants and unrepresented parties • Serve as the primary customer contact and coordinate with other departments • Collaborate with the team to support shared customers

🎯 Requirements

• High school diploma or equivalent • Bachelor’s degree preferred • 6 months’ customer service experience in a high-volume work environment or equivalent combination of education and experience • 6–12 months’ claims adjusting experience preferred • Prior experience working in a remote environment is a plus • Reliable high-speed internet service with a minimum of 25 Mbps download speed • Dedicated workspace, free from distractions • Ability to maintain a sedentary position for extended periods • Ability to communicate electronically and telephonically with team members, customers, and external parties • Ability to operate and type on a computer, laptop, and/or other Company-issued electronic device for extended periods • Ability to access and operate Company computer system, prepare documents, enter data, and read documents from a computer database or email system • Ability to bend, stoop, reach, climb, and/or stand to access files, documents, and equipment • Ability to grasp, open, and close drawers, filing cabinets, and other equipment

🏖️ Benefits

• 8 weeks of paid training • Competitive compensation • Flexibility to work from anywhere in the United States for most positions • Paid time off (vacation time, sick time, paid Company holidays, volunteer hours) • Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus) • Medical, dental, vision, life, and pet insurance • 401(k) retirement savings plan with company match • Promotional opportunities • Education assistance • Professional and personal development opportunities • Company recognition program • Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more • Reliable high-speed internet service requirement supported by the company member while working from home • Dedicated workspace, free from distractions

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