Director of Data Science, Credit

🕒 July 17

🇺🇸 United States – Remote

💵 $184k - $219k / year

⏰ Full Time

🔴 Lead

📊 Data Scientist

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 32%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mission Lane

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2018

💼 Consulting

📣 Marketing

🛡️ Insurance

Consulting • Marketing • Insurance

Mission Lane is a financial services company that focuses on providing accessible credit options for individuals, particularly those underserved by traditional financial institutions. They offer the Mission Lane Visa® Credit Card, which allows applicants to see if they are approved without impacting their credit score. The company aims to support members on their financial journeys through education and tools that promote healthy financial habits, ensuring that millions of Americans have access to the resources they need to build credit and improve their financial situations.

📋 Description

• Own Mission Lane's credit acquisition modeling strategy • Translate growth and underwriting goals into a roadmap balancing approval rates, portfolio performance, and fair lending practice • Provide technical leadership for data scientists building and maintaining acquisition models • Set standards for model design, code quality, and production rigor • Own model risk and monitoring practices to keep acquisition models compliant, explainable, and accurate • Align cross-functionally with Credit Risk, Portfolio, Data Engineering, and company leadership • Shape the team's expanding acquisitions-adjacent growth initiatives

🎯 Requirements

• PhD in a quantitative field and 5+ years of experience in a related role, or a BS/MS in a quantitative field and 8+ years of experience in a related role • Created, deployed, and managed supervised learning models in a production environment for high-impact applications • Direct experience hiring, coaching, and developing data scientists as their manager • Applied data science to credit risk, underwriting, or another long-horizon, regulated prediction problem, such as insurance • Writes tested, reviewed, reproducible code for data pipelines and model training • Fluent in the Python data stack • Able to travel approximately 4–6+ times per year for high quality in-person collaboration • Mission Lane is not sponsoring new applicant employment authorization

🏖️ Benefits

• Annual incentive program • Equity program • Paid time off • 401(k) match • Monthly wellness stipend • Health insurance options • Dental insurance options • Vision insurance options • Disability coverage • Paid parental leave • Flexible spending account for childcare and healthcare • Life insurance • Remote-first work environment