Principal Business Analyst, Fraud

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $118k - $135k / year

⏰ Full Time

🔴 Lead

🧐 Business Analyst

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Mission Lane

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2018

💳 Fintech

🏦 Banking

👥 B2C

Fintech • Banking • B2C

Mission Lane is a financial services company that focuses on providing accessible credit options for individuals, particularly those underserved by traditional financial institutions. They offer the Mission Lane Visa® Credit Card, which allows applicants to see if they are approved without impacting their credit score. The company aims to support members on their financial journeys through education and tools that promote healthy financial habits, ensuring that millions of Americans have access to the resources they need to build credit and improve their financial situations.

📋 Description

• Analyze and Investigate Fraud Trends: Dive deep into application data to proactively identify emerging fraud patterns, uncover system vulnerabilities, and understand the evolving tactics used by criminals. • Develop and Fine Tune Fraud Strategies: Design, build, and implement new, real-time defenses to detect and prevent fraudulent applications. You will constantly test and refine our strategies to stay ahead of fraudsters. • Balance Risk with Customer Experience: Make thoughtful, data-backed decisions that strike the optimal balance between risk prevention and customer experience. • Monitor and Report on Performance: Create and maintain robust dashboards to track the performance of fraud strategies. You’ll be responsible for reporting on key metrics like coverage, pause rates, step-up completion rates, defense performance, and losses. • Optimize and Collaborate: Work closely with our Operations, Product, Data Science, and Engineering teams to continuously improve fraud detection capabilities and strategies.

🎯 Requirements

• 3+ years of experience in a highly analytical role (e.g., risk, business analytics, data science) • Experience conducting analytical work with credit cards or other consumer lending products • Hands-on experience designing and executing A/B or Champion/Challenger testing within application or risk funnels • Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with stakeholders • Familiarity with SQL, Python, or other tools for data analysis • Bachelor’s or Master’s degree in Economics, Finance, Engineering, Mathematics, or a similar quantitative field with a record of strong academic performance

🏖️ Benefits

• unlimited paid time off • 401(k) match • a monthly wellness stipend • health/ dental/ vision insurance options • disability coverage • paid parental leave • flexible spending account (for childcare and healthcare) • life insurance • a remote-friendly work environment