Principal Business Analyst, Portfolio Management

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🔥 2 minutes ago

🇺🇸 United States – Remote

💵 $118k - $135k / year

⏰ Full Time

🔴 Lead

🧐 Business Analyst

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Mission Lane

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2018

💼 Consulting

📣 Marketing

🛡️ Insurance

Consulting • Marketing • Insurance

Mission Lane is a financial services company that focuses on providing accessible credit options for individuals, particularly those underserved by traditional financial institutions. They offer the Mission Lane Visa® Credit Card, which allows applicants to see if they are approved without impacting their credit score. The company aims to support members on their financial journeys through education and tools that promote healthy financial habits, ensuring that millions of Americans have access to the resources they need to build credit and improve their financial situations.

📋 Description

• Own analytics, modeling, reporting, and recommendations for Portfolio Management programs • Design strategies for customer engagement and risk management, including upgrades and multicard • Sharpen underwriting behind multicard offers • Turn rewards upgrades and purchase incentives into tested strategies that increase engagement • Design or refine underwriting and pricing for multicard and line-extending strategies • Develop re-engagement strategies for low-usage customers • Partner with risk, data science, and engineering to bring strategies to market • Frame hypotheses, analyze data, and defend recommendations with stakeholders • Apply business judgment to assess whether model outputs align with reality

🎯 Requirements

• 2–5 years of experience in a highly analytical role, ideally in credit, lending, or line-extension strategy • Analytical experience with a line-extending strategy such as credit limit increases, multicard, or another underwriting-heavy product • Ability to problem solve end to end, from framing a hypothesis through data analysis and defending recommendations with stakeholders • Familiarity with SQL and Python for data analysis • Bachelor's or Master's in Economics, Finance, Engineering, Mathematics, Statistics, or a similar quantitative field with a strong academic record • Experience with credit cards or other consumer lending products, especially underwriting or portfolio management • Experience building or maintaining risk models used for account-level decisions at scale • Experience with rewards, loyalty, or engagement programs • Demonstrated expertise in SQL or Python • Experience using AI coding assistants such as Claude Code, Codex, Gemini CLI, or Cursor • Ability to work through others to achieve results • Business judgment to identify when model outputs do not match reality and investigate why • Tableau is a plus, not a requirement

🏖️ Benefits

• Access to training programs and advancement opportunities • Full health, dental, and vision benefits • Flexible Spending Account for medical and childcare expenses • Paid parental leave • 401k Company Match • Generous PTO • Flexible schedules • Calm App subscription • Annual incentive program participation • Equity • Monthly wellness stipend • Disability coverage • Life insurance • Remote-friendly work environment