Mortgage Processor III

🔥 19 hours ago

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $20 - $34 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Maintain effective communication with all necessary parties involved in a new loan application, including customers, loan officers, realtors, settlement agents, municipalities, and co-workers. • Obtain processing-related documentation and information needed to complete applications, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. • Notify necessary parties of irregularities relative to standard mortgage guidelines. • Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications for adherence to product, underwriting, and investor guidelines. • Perform administrative duties supporting the origination department, including preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspend notices, providing closing attorneys with documentation, and completing processing checklists. • Scrutinize loan applications to assess qualification, restructure loans, and recommend solutions. • Review and accept loan conditions based on underwriter requirements. • Ensure adherence to regulatory requirements and guidelines. • Evaluate borrower fee structure changes and recreate required regulatory documents. • Work with internal and external customers, including co-workers, borrowers, and loan officers. • Identify risk-related issues requiring escalation to management. • Promote an environment that supports belonging and reflects the M&T Bank brand. • Complete other related duties as assigned.

🎯 Requirements

• Associates Degree or two years equivalent work experience. • Two to three years prior mortgage processing or underwriting experience. • Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. • Ability to make sound decisions based on information provided. • Knowledge of Product, Investor and Compliance Requirements. • Versatility and flexibility working within an ever changing fast paced mortgage environment. • Adapting to new policies and procedures to improve processes and workflow. • Ability to function independently within time constraints. • Excellent verbal and written communication skills. • Highly organized with the ability to multitask. • Strong attention to detail. • Prioritization of daily workload. • Ability to work in a team environment. • Strong work ethic, reliable and dependable.