Mortgage Processor III

🔥 12 hours ago

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $20 - $34 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Maintain effective communication with all necessary parties involved in new loan applications, including customers, loan officers, realtors, settlement agents, municipalities, and co-workers. • Obtain processing-related documentation and information from internal departments and external organizations, including employment verifications, IRS transcripts, title searches, appraisals, and bank statements. • Notify necessary parties of irregularities relative to standard mortgage guidelines. • Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications for adherence to product, underwriting, and investor guidelines. • Perform administrative duties supporting mortgage origination, including preparing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspend notices, providing closing attorneys with documentation, and completing processing checklists. • Scrutinize loan applications to assess qualification, restructure loans, or recommend solutions. • Review and accept loan conditions based on underwriter requirements. • Ensure adherence to regulatory requirements and guidelines. • Evaluate borrower fee changes and recreate required regulatory documents. • Work with internal and external customers, including co-workers, borrowers, and loan officers. • Identify risk-related issues requiring escalation to management. • Promote an environment supporting belonging and reflecting the M&T Bank brand. • Complete other related duties as assigned.

🎯 Requirements

• Associates Degree or two years equivalent work experience. • Two to three years prior mortgage processing or underwriting experience. • Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. • Ability to make sound decisions based on information provided. • Knowledge of Product, Investor and Compliance Requirements. • Versatility and flexibility working within an ever changing fast paced mortgage environment. • Adapting to new policies and procedures to improve processes and workflow. • Ability to function independently within time constraints. • Excellent verbal and written communication skills. • Highly organized with the ability to multitask. • Strong attention to detail. • Prioritization of daily workload. • Ability to work in a team environment. • Strong work ethic, reliable and dependable.