Mortgage Underwriting Quality Control Analyst – Credit Quality

🔥 15 minutes ago

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $54.1k - $90.1k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Responsible for the completion of internal audits and communicating results to loan production offices and management. • Maintain current knowledge of both internal and external policy, procedures and guidelines. • Evaluate trend pattern analysis and identify fraud/misrepresentation. • Evaluate a selected number of loans on a monthly basis to ensure accuracy, adherence to procedures, and compliance with Bank standards. • Perform both pre-funding and post-funding Quality Control reviews. • Conduct special audits as required in response to requests from Audit, Mortgage Management, and/or any regulatory agency. • Identify red flags and conduct additional due diligence when applicable. • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. • Promote an environment that supports belonging and reflects the M&T Bank brand. • Complete other related duties as assigned.

🎯 Requirements

• Active FHA Direct Endorsement (DE) Certification • Active VA LAPP/SAR Certification • Recent experience underwriting FHA and VA mortgage loans • Associate’s degree with minimum 4 years’ mortgage/underwriting experience, OR in lieu of a degree, A combined minimum of 6 years’ higher education and/or work experience, including a minimum of 4 years’ mortgage/underwriting experience. • Working knowledge of agency guidelines. • Ability to work well with all levels of management. • Excellent verbal and written communication skills. • Proven customer service skills. • Demonstrated ability to work well under pressure. • Proficient in Allregs, Microsoft Excel and Word. • Experience in both Retail and 3rd party originations.

🏖️ Benefits

• M&T Bank is committed to fair, competitive, and market-informed pay for our employees. • Competitive benefits ranging from medical and retirement to forty hours of paid volunteer time each year.