Mortgage Underwriting Quality Control Analyst – Credit Quality

🕒 July 31

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $54.1k - $90.1k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Complete internal audits and communicate results to loan production offices and management • Maintain current knowledge of internal and external policies, procedures, and guidelines • Evaluate trend pattern analysis and identify fraud/misrepresentation • Evaluate selected loans monthly for accuracy, procedural adherence, and compliance with Bank standards • Perform pre-funding and post-funding Quality Control reviews • Review underwriting guidelines and product pages applicable to each loan • Re-verify specific contents of loan files • Order and review field review appraisals • Communicate potential defects to applicable parties and update the QC system • Exercise judgment when using the escalation process • Conduct special audits requested by Audit, Mortgage Management, or regulatory agencies • Identify red flags and conduct additional due diligence • Adhere to compliance and operational risk controls • Maintain M&T internal control standards and implement audit points and regulatory issues timely • Promote an environment supporting belonging and reflecting the M&T Bank brand • Complete other related duties as assigned

🎯 Requirements

• Active FHA Direct Endorsement (DE) Certification • Active VA LAPP/SAR Certification • Recent experience underwriting FHA and VA mortgage loans • Associate’s degree with minimum 4 years’ mortgage/underwriting experience, OR a combined minimum of 6 years’ higher education and/or work experience in lieu of a degree, including a minimum of 4 years’ mortgage/underwriting experience • Working knowledge of agency guidelines • Ability to work well with all levels of management • Excellent verbal and written communication skills • Proven customer service skills • Ability to work well under pressure • Proficiency in Allregs, Microsoft Excel, and Microsoft Word • Experience in both retail and third-party originations

🏖️ Benefits

• Medical benefits • Retirement benefits • Forty hours of paid volunteer time each year