Closer

🔥 2 minutes ago

🎰 Nevada – Remote

🎰 Nevada – Remote

💵 $60k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Panorama Mortgage Group

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2006

💸 Finance

🏠 Real Estate

Finance • Real Estate

Panorama Mortgage Group is a U. S. -based mortgage lender and broker (doing business as SimplyPMG) that offers home purchase, refinance, cash-out mortgages, and HELOC products. The company emphasizes a streamlined, mobile-first application experience—allowing borrowers to snap and upload documents, skip traditional lengthy applications, and complete loans quickly—while also supporting broker/wholesale partners. Headquartered in Las Vegas, NV (NMLS 133739), Panorama highlights over 20 years of experience, competitive pricing, and a focus on simplifying the mortgage process for consumers and broker partners.

📋 Description

• The Closer is responsible for coordinating the final stages of mortgage loan transactions, ensuring all closing documents are accurate and complete. • Managing the funding process, and ensuring smooth handoff to investors. • Coordination between internal teams (Loan Officers, Processors, Underwriting) and external partners (Escrow/Title Companies, Investors). • Maintain a disciplined pipeline of loans at various stages—Docs to be drawn, Docs returned, Funded, and Shipped to Investor—with a focus on accuracy, timeliness, and investor compliance. • Draw loan documents in the correct sequence, using Encompass to manage document generation and output. • Ensure timely document delivery to Escrow/Title companies to maintain closing schedules. • Request and process wire disbursements from warehouse bank and record all funding authorizations. • Stack and package loans accurately and efficiently for investor shipment within reasonable turnaround times. • Follow up with Escrow Agent within 24-48 hours post-funding to collect Final HUD statements and closing checks. • Perform data entry and comprehensive audits of RESPA compliance and required regulatory fields in Lenders Office and Encompass to ensure document accuracy. • Review and validate estimated HUDs for accuracy of closing dates, seller concessions, required borrower funds, and fee calculations. • Inspect fully executed loan documents for discrepancies: signatures, notary pages, dates, and conditions relative to Underwriter approval. • Maintain up-to-date, accurate Encompass records to support Closing Manager reporting, file tracking, and team productivity metrics. • Document and organize all loan files with proper labeling and categorization for investor submission. • Serve as primary point of contact for Loan Officers, Processors, and Escrow Agents regarding document status, fees, impounds, and funds to close. • Issue Funding Conditions lists to Escrow Agents, Loan Officers, and Processors with clear requirements and collection timelines. • Collect and sign off on all funding conditions with documented proof of resolution. • Communicate investor requirements and conditions for loan clearance and purchase. • Coordinate with all internal and external partners to ensure smooth document flow and timely resolution of outstanding items.

🎯 Requirements

• Must be available to work either 9:00 AM–6:00 PM PST or 10:00 AM–7:00 PM PST • High School Diploma or equivalent. • Three (3) years of prior mortgage industry experience, with documented closing/document handling responsibilities. • Working knowledge of mortgage principles, closing process, and investor delivery requirements. • Proficiency with Encompass LOS or equivalent mortgage software. • Sound judgment and decision-making skills; ability to work under pressure and meet multiple deadlines with minimal supervision. • Excellent verbal and written communication skills; strong service orientation. • Exceptional attention to detail and commitment to accuracy. • Reliable, punctual, and committed to compliance with company policies and procedures. • Prior experience in mortgage closing, document preparation, or title coordination (preferred). • Familiarity with all agencies closing guidelines and investor delivery requirements (preferred). • Bilingual English/Spanish ability desired (preferred).